According to relevant data, on August 27th, 2005, CITIC Bank Credit Card Center and JD Finance jointly announced the launch of the first domestic CITIC JD.COM White-Striped Joint Credit Card, also known as the new cross-border three-cut white card, which is a credit card with the element of "internet plus" and caters to the new payment method of "spending first and repaying later" that young people and middle-aged people are keen on.