Regular mortgage car loans, worry-free car loans, Shenzhou car flash loans and Yixin car loans are all quite good.
1. Car loan: Car loan is a mobile phone software that provides automobile mortgage. As long as you have a car, you can come here to solve difficult situations.
Second, worry-free car loan: worry-free car loan is an online loan APP that does not take a car, with flexible term, extremely fast loan and high valuation.
Third, Shenzhou Car Flash Loan: Shenzhou Car Flash Loan is an online loan APP. You can borrow money if you have a car, and you can quickly lend money without taking a car.
Fourth, CreditEase Car Loan: CreditEase Car Loan is an ultra-practical online loan APP that can be loaned if you have a car. Friends who have cars and need money urgently can choose.
Conditions for handling automobile mortgage:
1. The applicant is required to be 25-55 years old and is currently stable.
2. The vehicle under its name has complete documents, and there is no guarantee at present.
3. For the mortgaged car, the bank requires that the car age is less than 5 years and the journey is less than 80,000 kilometers.
4. The current appraisal value of the mortgaged car should be above 70,000 yuan. Although the bank's interest rate is the lowest, it requires high qualifications for cars and borrowers, and the application period is long. If the qualifications are good, you can consider the bank. If the qualification is not good, you can consult the pawnshop.
Is the car loan company legal?
Whether a car loan company is legal or not depends on whether it has the relevant financial license. For example, if the parent company has the relevant loan financial license and the car loan company is a subsidiary, then the car loan company is legal in this case. However, it is illegal for a car loan company to operate independently and lend privately without a relevant financial license.
It is recommended to apply for a loan from a genuine car loan company. Non-genuine car loan companies may have many loan routines, high interest rates and violent collection.
What companies are there in Chengdu auto mortgage loan?
One: Chengdu prospers and benefits.
Chengdu Xingbaihui Loan Company was established on 20 12 and has been rooted in Chengdu for six years. At present, the company's business involves loan services, credit loans, mortgage loans, mortgage loans, mortgage loans and so on. , providing more than 65,438+000 kinds of loan products, establishing strategic partnership with 268 lending institutions, providing professional services to more than 65,438+020,000 customers in six years, and accumulating loans of 22.5 billion yuan, which is a good choice for Chengdu friends to solve problems.
Two: An Meitu
At present, the market layout of Anmeitu has covered Shanghai, Chengdu, Beijing, Guangzhou, Shenzhen, Xi, Kunming, Chongqing, Wuhan, Shihezi and other 10 cities. During this period, Shanghai Group's headquarters was transformed into 20 13, which started the pace of national expansion. 20 15 Chengdu, Xi' an, Chongqing and Xinjiang branches opened one after another; On 20/0/6, KLOC opened five stores and set up branches in Wuhan, Shenzhen, Beijing, Kunming and Guangzhou. In 20/0/7, KLOC opened two branches in Shanghai, Minhang and Pudong, and initially completed the nationwide 13 store layout. Anmeitu is committed to becoming a benchmark enterprise in the financial leasing service industry.
Three: Jin Ju Pawnshop
Sichuan Jinju Pawnshop Co., Ltd. was incorporated in Sichuan Administration for Industry and Commerce on February 28th, 2005 with a registered capital of100000. During the 14 years of the company's development, we have been providing customers with good products and technical support and perfect after-sales service. Our company is mainly engaged in pawn business (pawning of movable property and real estate such as automobiles, real estate and luxury goods). Tel:18140228813 (projects that need to be approved according to law can only be operated after being approved by relevant departments).
The company has a group of financial risk control experts, luxury appraisers and perfect after-sales team, which provides senior strength for the company's operation. After years of deep cultivation in the industry, we constantly explore the development direction and innovate new models. Up to now, various businesses have been steadily promoted, including pawn business such as automobiles, houses, watches, bags, jewelry, gold bricks and stones, digital products, equity, bank acceptance bills, etc. Give full play to the role of pawn in helping private capital turnover. Jin Ju pawnshop has been trusted by customers for many years and received favorable comments from the industry. At present, it has been successfully incorporated into the governing unit of Sichuan Pawnshop Association and the member unit of Chengdu Pawnshop Association. Everyone can give priority when dealing with it.
Four: Juxin Automobile
Juxin Automobile, a local car loan service company in Chengdu, has rich experience in financing loan services such as used car mortgage loan and mortgage car loan. Because it has been focusing on the local market, the car loan procedures of Juxin Automobile are quite convenient. No matter whether it is a car or not, no matter how much the loan amount is, it really achieved the loan on the same day. Moreover, the interest rate is reasonable, and there is no credit inquiry and electronic audit, which avoids complicated processes and procedures and helps customers save valuable time. Is a professional car loan service company operating by word of mouth.
V. Microfinance Network
Micro-loan network is the first P2P online lending platform for Internet finance in China. Micro-loan network is committed to building a professional, standardized, safe, efficient and honest peer-to-peer lending car mortgage intermediary platform. Through this intermediary platform, loan users can quickly raise private funds to achieve short-term loans, and investment and wealth management users can bid through the platform to achieve short-term effective personal investment and wealth management.
Six: Top level
Chengdu Ding Guagua Investment Group Co., Ltd. was born in 1996. After 20 years of development, it was listed on 20 14. Headquartered in Chengdu, Sichuan Province, the company has branches in Beijing, Shenzhen, Guangzhou, Chongqing and other cities, with an office area of10.5 million square meters and more than 3,000 employees. With the mission of "realizing the dream of starting a business and helping the development of enterprises" and the service cycle of the growth stage of enterprises, Top-Top meets the market demand of different periods, enterprises and levels.
Seven: Xin car loan
Sichuan New Car Loan, established in February 20 15, is one of the independent brands of Sichuan Economic Development Technology System Engineering Co., Ltd. ... Sichuan New Car Loan is a legal and compliant investment and financing information service platform approved by relevant departments. Shareholders and management of the company are industry experts with many years of experience in financial lending business, financial planning, risk control and private lending. In the years of operation, the company has been exploring and innovating the lending model, providing transparent, open, direct and safe lending transactions for all customers to the maximum extent, and is committed to providing comprehensive lending brokerage information services for both borrowers and borrowers with a scientific and rigorous attitude.
Eight: Yiyin.com
One sound. Com, a leading Internet financial platform and a leading P2P financial information intermediary service platform for peer-to-peer lending, is funded by Softbank China Capital and operated by Shanghai E-Bank. The platform of com Financial Information Service Co., Ltd. adheres to the principle of transparency, professionalism and temperature, and provides information collection, information release, credit evaluation, information exchange, loan matching and other services for both borrowers and borrowers through the Internet, so as to realize direct lending.
Nine: Ping An Bank
Ping An Bank is a national joint-stock commercial bank headquartered in Shenzhen. Its predecessor, Shenzhen Development Bank, is the first publicly listed national joint-stock bank in China. China Ping An and its holding subsidiaries are the controlling shareholders of the Bank. By the end of 20 19, there were 34,253 employees, providing various financial services to customers through 9 1 branches and 1 0,058 business institutions nationwide.
Ten: Easy Loan Network
Easy Loan Network is one of the most professional Internet financial platforms in China. Combining the development of inclusive finance and the innovation of Internet technology, we will provide professional and fast loan services for individuals and small and micro enterprises to help them solve their financing problems. Up to now, the platform covers 37 1 city in China, with more than 2 million registered users, and provides tens of billions of loan services to various customers every year.
The above is the ranking of the top ten automobile mortgage companies in Chengdu compiled by Jin Ju Pawnshop (in no particular order). If you have any other questions about car mortgage, please contact us @ Chengdu Jin Ju Pawnshop.
What mortgage car loan platforms are there?
1. The first car loan application. 1 Auto Loan is an auto loan APP developed by Shanghai Fengzhixing Auto Finance Co., Ltd., which is aimed at users with loan needs who have obtained credit from their company and provided intermediary services. Investors can invest through the mobile phone client and enjoy the fun brought by investment and financial management anytime and anywhere.
2. Bee Easy Car Loan APP Bee Easy Car Loan is the leading p2p lending platform in China, providing users with fast and high-quality financial services and helping quality life. The loan is fast, saves money and effort, and is privately customized, safe and reliable.
3. Cai Xi Mobile Loan APP Cai Xi Loan is a mobile loan APP owned by Xicai.com, which is a professional third-party mobile phone trading platform for loans. Cai Xi loan promises not to charge any agency fees. The same amount, the same three-step application, can quickly match the credit manager in one minute, with lower threshold, lower rate and more varieties.
4. Worry-free car loan APP Worry-free car loan is a very popular car loan APP, a low-risk and high-yield financial platform with a yield of 65,438+05%, focusing on car loans, transparent and exclusive business, fund bank depository, transaction security, rigorous and perfect risk control system and selected investment projects.
Types of car loans
Personal loan car purchase business is divided into direct customers, indirect customers and credit card car loans. The direct customer type is generally a bank car loan for customers to meet directly, and the indirect customer type is generally a car loan from an auto finance company to a customer car loan.
The fees charged by banks for direct car loans include deposit, principal and interest, and 3% guarantee fee. And the bank's premium customer fees will be discounted, but the preferential policies of each bank are different.
In addition to the above fees, personal auto financing companies also need to bear supervision fees, fleet management fees and warranty renewal deposits.
And credit cards, car loans. Credit card installment car loan only provides installment payment for bank credit card users, not all conditions can be handled, and there is an audit procedure, which is difficult for credit card users with bad credit records.
The specific steps of buying a car by credit card in installments are roughly as follows:
1. The cardholder (or applicant) calls the bank's credit card center or goes to the local bank to find out whether he can apply for a credit card car loan.
2. The cardholder will fill in the installment order of car purchase at the dealer with his ID card, and the bank background will review it.
3. After the order is approved, the cardholder pays the down payment and goes through the normal car purchase procedures.
4. After the vehicle is licensed, the cardholder needs to go to the bank to go through the mortgage formalities and purchase the required auto insurance.
Finally, I can drive the car away smoothly.
What auto mortgage companies are there?
What platforms are there for car mortgage?
First, car loans.
Chelai Loan is a mobile phone software that provides vehicle mortgage loan. Anyone who has a car can come here to solve financial difficulties.
Second, worry-free car loans
Worry-free car loan is an online loan APP that does not bet on cars. Flexible term, fast loan and high valuation.
Third, China car flash loan
Shenzhou Car Flash Loan is an online loan APP. You can borrow money if you have a car, and you can lend money without taking a high-speed bus.
Fourth, CreditEase Car Loan
Yixin car loan is a super practical online loan APP, and you can borrow money if you have a car. Friends who have cars and need money urgently can choose.
When everyone is short of money, I use no less than 10 for my own loan products. On the whole, I still recommend Xiaoqian (formerly known as Baidu Finance) for reasons such as ups and downs: 1. Compared with the invitation system of borrowing and micro-loans, I can apply for money on my own initiative. 2. The maximum amount is 200,000, the minimum annualized rate is 7.2%, and it takes 3 minutes to arrive, which is already very useful; 3, formal platform, don't worry about routines;
4. Generally, formal product audits are strict. Although it is easy to use, it is difficult to apply, and so is money. However, the exclusive application channel paid by friends is very high, so it is the most recommended product among the products, and there is no one. Since it is recommended to everyone, let's present the exclusive application channel together, and friends in need can apply for it themselves.
Just remember to use it on the same day when you get the quota, otherwise you may get it back. Some friends have encountered this situation before, so remember.
Xiaoman-Rich Flowers (the second batch) Click online measurement.
Verb (abbreviation of verb) Chebang loan
Chebang Loan is an APP that only makes cars. The maximum loan amount for each pledged car is 80% of the assessed value.
1. Can the car be mortgaged?
1. Yes, cars are collateral recognized by financial institutions and can be used to apply for mortgage loans. However, cars are consumables and wear out every year. Therefore, if you apply for a loan with a car as collateral, the loan period and loan amount will be limited.
2. Common collateral is generally real estate, which belongs to real estate, and financial institutions have higher recognition of real estate than cars. Of course, as long as the user's car meets the mortgage conditions, it can be used to apply for a mortgage loan. Compared with credit loans, the amount of mortgage loans will be higher.