2. The loan period is very long.
3. Low application conditions.
4. Loans are widely used.
5. There are various ways of guarantee.
6. 1 Flexible repayment method,1China citizens (including Hong Kong, Macao and Taiwan residents) who are over 8 years old and under 60 years old, have a fixed residence within the jurisdiction of the branch, have a fixed residence or a valid residence certificate, and have full civil capacity; 2, good credit, with the ability to repay the loan principal and interest on schedule;
3. By way of guarantee, it can provide legal and effective pledge, mortgage or guarantee recognized by Yuxi City Commercial Bank;
4. Open a personal settlement account in Yuxi City Commercial Bank, and handle the settlement business through Hongtaka or current savings passbook;
5. Other conditions stipulated by the bank.
Application materials:
1, valid identity documents, household registration certificates or valid residence certificates and marital status certificates of the borrower and spouse, and provide the originals for verification;
2 proof of income of the borrower and spouse (original proof of salary income of both husband and wife) or proof of personal assets;
3. Commercial housing sales (pre-sale) contract;
4. down payment invoices and receipts;
5. Other materials required by Yuxi City Commercial Bank.