Is Xiao Ka Jia Dai Business Consulting a finance company? Is it formal?

Yes, ordinary. Official website of Hunan Xiaoka Plus Loan Business Consulting Co., Ltd. shows that Xiaoka Plus Loan Business Consulting is a financial company and a formal company. Hunan Xiaoka Jiadai Business Consulting Co., Ltd., founded in 2022, is located in Xiangtan City, Hunan Province, and is an enterprise focusing on business services.