Hangzhou Bank recently launched a rooster loan product with a popular and interesting name. It was originally a credit platform designed by Hangzhou Bank to "live" with provident fund. As long as you continue to pay the provident fund for a certain period of time, you can apply by scanning the code with your finger. Staying at home and waiting for the staff to sign the contract, financial services actually flew into the homes of ordinary people.
As early as the beginning of April last year, rooster loan 1.0 products were launched in Hangzhou, taking the Huimin route. No matter what the occupation of the company is, you can apply for a loan as long as you pay the provident fund monthly for one year in a row. The higher the amount of provident fund, the higher the amount you can apply for, and the maximum loan amount is 200,000. 2065438+July 27th, 2007, version 2.0 of Rooster Loan was launched, which integrated a package of credit businesses such as Rooster Loan and Happiness Easy Loan, effectively meeting the needs of various customer groups with loan amounts of 50,000-1 10,000. 2065438+On March 22nd, 2008, version 3.0 of Rooster Loan was launched, and the online white list business covered more high-quality customers. The "talent loan" project was launched first. By the end of 20 18 and 12, rooster loans have covered Hangzhou, Shanghai, Beijing, Shenzhen, Nanjing, Hefei and other cities in China, with the contracted loan amount exceeding 50 billion.
"You don't need to run a bank to open a card. You can apply online by scanning the QR code. It is a very fast and convenient new loan experience for me, "said Mr. Zhang, who has personally experienced" rooster loan ". For ordinary users, just scan the QR code to download the Hangzhou Bank app, click "I want a loan-rooster loan-apply immediately" and fill in the basic information to complete the application process. After receiving the pre-approved SMS, initiate an online appointment to sign the contract, and then wait for the account manager to sign the contract. The "rooster loan" product breaks the traditional bank loan model and allows customers to enjoy a brand-new experience of "loan without running the bank". Traditional credit business requires customers to apply for physical cards at the bank counter, but rooster loan breaks this restriction. Customers who do not hold a debit card of Hangzhou Bank can open an electronic account (second-class account) through mobile banking and bind other banks' debit cards to complete loan issuance.