1, the buying strategy of entrepreneurs
Crowd representative: Xiao Liu graduated from university at the age of 26 and worked as a company employee for four years?
Xiao Liu has worked for four years, and now he has 65,438+10,000 yuan and a monthly salary of about 5,000 yuan. He is planning to buy a house. He usually lives alone and plans to get married after he is 30, hoping to find a house that suits him now.
Interpretation: Newly graduated college students should choose real estate with convenient work and life, small area, low down payment and low total price. First of all, outline the general target area according to the work place, try to shorten the travel time and buy a small house far from the city center. The investment attribute and appreciation potential of the house, convenient transportation, commercial facilities and regional planning are all factors that should be emphatically investigated. ?
Small apartment investment strategy? ?
At present, the proportion of investment in small products is rising rapidly. The boat is small, so it is easy to turn around. Buying a small apartment requires less investment and quick results. Whether renting or selling, it is not difficult to sell a small apartment. The market demand is large and the rate of return is high. However, if you buy a small apartment, you must not be sloppy. You may have bought an unsatisfied house by accident, and watched the surrounding house prices rise sharply, but your house is a hot potato, so you can't rent it or sell it. For investors, investment in small huxing should be considered comprehensively, not blindly following the trend, and it is necessary to understand the rental market and regional development trends. ?
There is a golden section for small apartments between 30 and 80 square meters, which is more than 50 square meters. Therefore, more than 50 square meters of small huxing sold well in the market, exceeding other specifications. From the functional point of view, more than 50 square meters is also the smallest area of the golden section, which can be divided into 30 square meters of main space and 20 square meters of supporting space to solve various functions such as independent kitchen and bathroom, balcony and storage. ?
2. Married people buy a house
Representative of the crowd: Mr. Li, a 32-year-old veteran, got married this year?
Mr. Li has worked in the government department of Zhongshan City, Guangdong Province for many years, and his savings on hand are OK. He has a house in his hometown in Zhanjiang, Guangdong, and his fiancee also has a house in Zhongshan. But for the convenience of future life, he and his fiancee still discussed buying a modest wedding room after marriage. First, the residential environment is good, and second, the traffic is convenient. What are the options? ?
Interpretation: For marriage-oriented buyers, the medium-sized apartment with 100 square meter will be the first choice. For the newlyweds, it is best to control the monthly repayment amount within 50% of their total income, and about 30% is the most appropriate, so as to ensure that the quality of life after marriage will not be greatly affected. For most families who want to get married, the wedding room may be a temporary transition rather than a long-term solution, so we should consider its investment potential when buying a house. Value-added wedding rooms can choose areas with great potential for future appreciation from lots. Internal configuration is also very important, including huxing, lighting and decoration. , while the outside covers commercial supporting educational facilities. ?
Matters needing attention in choosing a wedding room? ?
First, it is best to buy a wedding room after marriage, not before marriage. Marriage is not as simple as a certificate, sometimes it is the combination of two families, or even the reorganization of most of their wealth. Therefore, it is best not to buy a house before the legal marriage relationship is established, in case these external things damage the true and pure feelings of later life. ?
Second, it is best to match the life trajectories of two people in the next 5-8 years. If two people are still in the unstable period of their careers and often need to change jobs and make up their studies, then choose a place with convenient transportation, good accessibility and convenient life, and at the same time consider a slightly smaller wedding room within the tolerance range, so that it is relatively easy to make moves in the future. ?
Third, young people may face the problem of having children or living with the elderly after marriage. For the convenience of the elderly and children, it is best to be close to kindergartens and hospitals. As for primary schools, it is generally necessary to consider changing rooms or studying across regions. ?
3. Improved crowd buying strategy
Representative of the crowd: the 35-year-old Zhang's son, a civil servant, will attend primary school next year.
This is a family of three. My son is going to primary school. A few years ago, he bought a 90-square-meter house in Torch Development Zone. Now that children have grown up, they want to live with their parents in the future. So he wants to change a big house, preferably a four-bedroom one, and ask for advice. ?
Interpretation: Most of the improved property buyers have stable income and certain savings, and the environment and location are the most important factors to consider. If the first suite is in the development zone and has formed its own living circle, you can continue to consider buying a house in the development zone. After years of development, the living atmosphere in this area has become very strong, with convenient transportation, low travel cost and mature supporting facilities, which is very convenient for shopping and leisure. If children are about to go to primary school, then educational real estate is the best choice. You can choose the east zone adjacent to the development zone, which is rich in educational resources. If the community brings its own primary school degree, it is best. For a family of three, a three-bedroom apartment is the most suitable, functional, warm and comfortable. If the economic strength is strong, you can also consider a larger apartment, and relatives and friends live in a spacious room. ?
Three Quality Details Necessary for Improved Housing?
Building spacing: large building spacing, good lighting, ventilation and sound insulation?
The building spacing of improved houses is generally higher than the national standard, which improves the living comfort. When buying a house, buyers may wish to visually check the building spacing first, and then have a psychological expectation of the grade and comfort of the property. ?
Huxing design: to meet the fine living needs of residents?
High-quality improved housing will definitely be better in apartment design. Now, some developers have designed shower rooms for the elderly in consideration of the aging trend of China population in apartment design; Considering the influence of the second child policy on the structure of family members, children room design is big enough to accommodate two beds; There are also pet spaces, gardens, balconies and so on designed to cater to the interests of middle-class families. ?
Property service: good service is the permanent preservative of the house?
Good property services can keep your house fresh forever. Property buyers can check the reputation of the property company hired by the property in advance. If conditions permit, you can also observe the discipline awareness and attitude of property service personnel to tourists on the spot, and check the cleanliness of the community and whether the monitoring, trash cans, chairs and other facilities in the park are complete and reasonable. ?
Did it help you to read the above three cases? What kind of buyer do you belong to? Before buying a house, you should make a positioning plan for yourself and your family, and then make a move. (from network comprehensive finishing)
(The above answers were published on 20 15-09-26. Please refer to the actual situation for the current purchase policy. )
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