Release date: April 29, 2009 News source: Yongchuan Daily
On the 27th, the owner of a food factory in our district said happily, "I finally breathed a sigh of relief. With this loan, the enterprise can produce normally. " It turns out that the enterprise can't buy raw materials due to insufficient liquidity. The boss found the newly established Huiheng Microfinance Co., Ltd., but he didn't expect to get a loan in two days. In our district, like this food factory, there are 48 enterprises or individual industrial and commercial households that handle loans in Huiheng Microfinance Company, with a total loan of more than 6,543,800,000 yuan, which has solved the urgent needs of enterprises.
It is understood that Huiheng Microfinance Company is the first microfinance company registered in western Chongqing. The establishment of the company made up for the lack of credit support of commercial banks and standardized the private financing behavior. The threshold for handling loans is low, the method is flexible and efficient, and the self-evaluation method is flexible and free. All natural persons or enterprises with full civil capacity can apply for loans, and the amount ranges from several thousand to several million. Loans with complete information can be distributed to customers within five working days, and can be completed in the fastest day, and the minimum annual interest rate can be implemented. With the fastest and best service, we can "transfuse blood" and "warm up" for enterprises, realize financing, help enterprises tide over difficulties and boost the recovery of small and medium-sized enterprises.
(II) The development of Huicheng Microfinance Company in Yongchuan District has reached a new level.
Release date: 2011-07-21Source: Yongchuan District Finance Office.
On July 20th, with the approval of the Municipal Finance Office, Yongchuan Huiheng Microfinance Company successfully increased its capital by 247.63 million yuan. This is the company's successful capital increase again after the registered capital increased to 654.38+52.37 million yuan last year. At present, the total registered capital of the company has reached 400 million yuan.
Huiheng Microfinance Company is the first approved microfinance company in this district. Since its opening on June 23, 2009, it has been rated as "Top Ten Small Loan Companies in Chongqing" for two consecutive years. In the first half of this year, the company has issued a total of 7/kloc-0 short-term floating loans to small and medium-sized enterprises, individual industrial and commercial households and farmers in our region, with a total loan of 2180,000 yuan, which has strongly supported the development of agriculture, rural areas and farmers and alleviated the financing difficulties of small and medium-sized enterprises. The success of this capital increase marks that the company's development has once again reached a new level. So far, the available funds of small loan companies in this area have basically doubled compared with 20 10.
(3) Yongchuan: Promoting "Desertion * * * Richness" around "Agriculture, Countryside and Farmers" —— A Record of Huiheng Microfinance Company, the Top Ten Microfinance Companies in Chongqing
Date of publication: 20 12 03 16 Publisher: Yongchuan Poverty Alleviation Office.
"Last year, I really appreciated Huiheng's small loan. Without their timely loans, I will face no small loss. " Recently, Yu Wenquan, a large chicken farmer in Santai Village, Sanjiao Town, Yongchuan District (20 10 poverty-stricken village at the municipal level), introduced an incident that happened at the end of last year to the author.
At that time, due to the need of breeding, Yu Wenquan needed to buy 1 10,000 chicks. In order to purchase smoothly, he signed a contract with the supplier, and if he broke the contract, he would pay a penalty of 1000 yuan. At the same time, he applied for a loan from the bank a few months ago. However, there was a temporary problem with the bank loan, which made Yu Wenquan anxious.
Yu Wenquan came to Huiheng Microfinance Company with the help of the District Finance Office. Two days later, I successfully borrowed 250,000 yuan. "At present, these chickens have begun to lay eggs. Not only did I not lose money, but I also paid the loan in March and made a small profit. " Yu Wenquan said happily.
"Farmers, especially large farmers, are the main targets of our future development." Wang said that nowadays, the smooth implementation of rural "three rights" mortgage loans has revitalized farmers' inherent assets and provided financing channels for farmers to get rich.
Last year, the company provided professional lending services and financial consulting services for agriculture, rural areas and farmers, and granted loans of 269 million yuan to the individual and private economy and agriculture, rural areas and farmers, accounting for 65,438+06% of the total loans. (Yongchuan District Poverty Alleviation Office)
(d) Chongqing Branch of China Development Bank supports the construction of new countryside through the cooperation mode of Chongqing Yongchuan Huiheng Microfinance Co., Ltd.
Release time: 20 1 1 12.30 News source: Xinhuanet Chongqing Channel.
65438+On February 30th, Chongqing Branch of China Development Bank promised to lend 165438+ 10,000 yuan to three farmers in Huangguashan District of Yongchuan District to support them to expand the scale of planting and breeding.
In August this year, Chongqing Branch of China Development Bank and Chongqing Yongchuan Huiheng Microfinance Co., Ltd. signed the Loan Cooperation Agreement to Support the Development of County Economy and Small and Medium-sized Enterprises, and jointly carried out "three rural" financing and "three rights guarantee financing", implemented farmers' microfinance in Huangguashan District of Yongchuan District of Chongqing, and supported the construction of new countryside in the model of pilot bank+microfinance company+guarantee company+village organization in Huangguashan Village District of Yongchuan District of Chongqing. Previously, through this mode of cooperation, loans of RMB 6,543,800+0.7 million have been granted to three farmers engaged in planting and breeding.
CDB has long attached great importance to supporting agriculture, countryside and farmers, and has always paid attention to giving full play to the characteristics and advantages of development finance and medium-and long-term investment and financing, focusing on supporting rural infrastructure construction and agricultural resources development. In recent years, CDB has vigorously explored the fields of agricultural industrialization, small loans for farmers, and the construction of training bases for migrant workers, which has played a positive role in promoting the construction of new countryside, increasing agricultural production, increasing farmers' income and expanding employment.
Chongqing Yongchuan Huiheng Microfinance Co., Ltd. was established with the endorsement of Chongqing Financial Office, with a registered capital of 400 million yuan. In 2009 and 20 10, it was rated as the top ten microfinance companies in the city for two consecutive years. The company's market is located in farmers' specialized households, individual industrial and commercial households and high-quality small and medium-sized enterprises in Yongchuan District.
(V) Huiheng Microfinance Company Helps Enterprises Serve Agriculture, Countryside and Farmers —— A Record of Huiheng Microfinance Company, the Top Ten Microfinance Companies in Chongqing
201mar 15 source: Yongchuan daily.
On June+10/October, 5438, Huiheng Small Loan Company won the title of "201KLOC-0/Top 65438 Competitiveness of China Small Loan Company"; In February, it squeezed into the top 10 microfinance companies in the city for three consecutive years and won the first place of 20 1 1. These honors not only laid a "booster" for the development of "grassroots finance" in Yongchuan, but also showed us the courage of "grassroots finance" to boost the economic development of the whole region.
A few days ago, the reporter came to the company to explore how they can serve Yongchuan small and medium-sized enterprises and "agriculture, rural areas and farmers" and occupy the "top leader" of small loan companies in the city.
Based on small and medium-sized enterprises, help the "cold winter"
20 1 1, corporate financing problems still exist. As a member of the "grassroots finance" in this region, Huiheng Small Loan Company made every effort to help enterprises tide over the "cold winter" and solve the financing problems of enterprises, and issued 825 loans with an amount of 654.38+663 million yuan, while the loan financing for small and medium-sized enterprises reached 654.38+382 million yuan, accounting for 83% of the total loans.
"Banks' financing targets are large and medium-sized enterprises. As a small loan company focusing on private lending, the goal is small and medium-sized enterprises. " Wang, general manager of Huiheng Microfinance Company, told the reporter that it is precisely because of such a clear positioning that the business carried out by the company is small and medium-sized enterprises.
Enterprises with insufficient liquidity will come to you. After preliminary investigation, the loan will be released within 2 to 3 working days to solve the urgent needs of the enterprise and ensure the normal operation of the enterprise's capital flow. The price of raw and auxiliary materials needed by an enterprise to produce pesticides in this area will rise, so it is urgent for enterprises to purchase a batch of materials before the price rises to ensure the normal production of enterprises. However, lack of liquidity. Due to the tight time, it takes time and complicated procedures to apply for a loan from a bank, so enterprises choose to go to Huiheng Small Loan Company for emergency. On the basis of mutual understanding, Huiheng Microfinance Company lent nearly10 million yuan to enterprises in the shortest time, which solved the problem of temporary shortage of funds for enterprises.
Focus on "agriculture, countryside and farmers" and promote "reducing differences and enriching the people"
"Last year, I really appreciated Huiheng's small loan. Without their timely loans, I will face no small loss. " Recently, Yu Wenquan, a large chicken farmer in Santai Village, Sanjiao Town, told reporters about an incident that happened at the end of last year.
At that time, due to the need of breeding, Yu Wenquan needed to buy 1 10,000 chicks. In order to purchase smoothly, he signed a contract with the supplier, and if he broke the contract, he would pay a penalty of 1000 yuan. At the same time, he applied for a loan from the bank a few months ago. However, there was a temporary problem with the bank loan, which made Yu Wenquan anxious.
Yu Wenquan came to Huiheng Microfinance Company with the help of the District Finance Office. Two days later, I successfully borrowed 250,000 yuan. "At present, these chickens have begun to lay eggs. Not only did I not lose money, but I also paid the loan in March and made a small profit. " Yu Wenquan said happily.
"Farmers, especially large farmers, are the main targets of our future development." Wang said that nowadays, the smooth implementation of rural "three rights" mortgage loans has revitalized farmers' inherent assets and provided financing channels for farmers to get rich. Last year, the company provided professional lending services and financial consulting services for agriculture, rural areas and farmers, and granted loans of 269 million yuan to the individual and private economy and agriculture, rural areas and farmers, accounting for 65,438+06% of the total loans.
Innovate working methods and expand business scope
Speaking of innovation, Huiheng Small Loan Company has become the only small loan company in Chongqing to form a strategic partnership with China Development Bank, which has to be mentioned.
In August last year, Huiheng Small Loan signed a loan cooperation agreement with Chongqing Branch of China Development Bank to support the development of county economy and small and medium-sized enterprises, and jointly launched a loan of 500 million yuan with China Development Bank to support small and micro enterprises and "agriculture, rural areas and farmers". The company is responsible for customer development and acceptance.
After the two sides became strategic partners, * * * formulated a strategic cooperation plan to support the coordinated development of urban and rural areas and a new rural construction loan in Huangguashan, Yongchuan District. On September 20 1 1, the company established the "unified loan platform for Huangguashan Tourism Company" together with Chongqing Branch of China Development Bank and Huangguashan Tourism Management Committee, which provided sufficient funds for the development of agricultural enterprises and farmers under the jurisdiction of Huangguashan. By the end of last year, the unified loan platform was supported by a loan line of 50 million yuan from CDB Chongqing Branch. This year, the small and medium-sized enterprises under the jurisdiction of Cucumber Mountain will receive greater financial support.
It is precisely because of such a clear service orientation and high-quality service concept that Huiheng Small Loan will stand out among the small loan companies in the city and become the first small loan company in 20 1 1. On the road of solving enterprise financing in the future, Huiheng Small Loan, which is rooted in the grass roots of society and directly serves small and medium-sized enterprises, rural areas, community economy and other grass-roots objects, will become stronger and stronger, and better serve Yongchuan's economic development. Yongchuan Daily reporter Yang Xue
(6) Yongchuan Huicheng Loan Company provides microfinance services to fishery farmers.
Release time: 20 12-07-02 News source: Yongchuan District Fishery Station.
In order to better serve the rural economic development and alleviate the problem of difficult loans for fishery farmers, more funds are directly invested in the fields of agriculture, rural areas and farmers. Yongchuan Huiheng Microfinance Co., Ltd., with the support of China Development Bank, launched the microfinance service for new rural construction. And communicate with the district fishery station, first of all, issue small loans to qualified fishery farmers. The loan target is fishery professional cooperatives and farmers, which plays a positive role in promoting fishery production in Yongchuan.
(VII) The Party branch of the first microfinance company in Yongchuan District was established.
Release date: 2065438+August 28th, 2002 News source: Yongchuan Daily.
On the afternoon of 24th, the Party General Branch of Yongchuan District General Chamber of Commerce and the two new working committees in the district took the lead in setting up the branch committee of Huiheng Microfinance Co., Ltd., and held the ceremony of awarding the license and sealing at the inaugural meeting, which marked the establishment of the first branch of the microfinance company in the whole district. Yang, member of the Standing Committee of the District Party Committee and Minister of the United Front Work Department, attended the meeting and sent a message to Huiheng Microfinance Co., Ltd. to strengthen the "four" consciousness, give full play to the role of party member and the Party branch, and make greater contributions to the economic development of the whole region.
Yang pointed out that the establishment of the Party branch of Huiheng Microfinance Co., Ltd. marked a new step in the party building work of this enterprise. Yang hopes that Huiheng Microfinance Company will strengthen corporate team awareness, social responsibility awareness, opportunity awareness and brand awareness, give full play to party member's vanguard and exemplary role and the role of the Party branch as a fighting fortress, further improve its service level, adhere to the combination of corporate culture and Party branch culture, and make greater contributions to the economic development of the whole region.
Luo Chaoyou, Vice Chairman of CPPCC and Chairman of District Federation of Industry and Commerce, attended the meeting.