Because Elephant Premium is a loan platform, it will report the borrower's bad record to Sesame Credit, which will have a negative impact on the central bank's credit investigation, so the possibility that Elephant Premium will be investigated is not ruled out. If everyone is required to be authorized to check credit when applying for superior elephant products, it is necessary to check credit.
In addition to checking credit information, Elephant Premium will also focus on four personal information of borrowers. These four kinds of personal information are:
1, ID card
When examining the borrower, Xiaoxiang Youpin will carefully check the borrower's ID card to ensure that the borrower's age meets the lending standards and the ID card belongs to the borrower himself.
2. Bank card
In order to ensure the safety of the loan, Xiaoxiang Youpin will carefully check whether the receiving bank card belongs to the borrower himself and whether the bank account is abnormal.
3. Mobile phone number
Elephant Premium will check whether the borrower's mobile phone number has been authenticated by real name and has been used for a while.
4. Sesame Credit
When handling Xiaoxiang premium, Xiaoxiang premium will check the borrower's sesame credit to determine whether the borrower has a good willingness to repay.
To sum up, Elephant Premium is a possible loan platform for credit investigation, but credit investigation is not the focus of elephant premium inspection.