Is it a day late to get a good loan?
Zhaolian good loan was collected at the meeting, one day late. According to the regulations of online lending, the credit of Zhaolian Good Loan was overdue for two days at the meeting. Good Term Loan is a loan product under Zhaolian Finance, which was jointly founded by China Unicom and China Merchants Bank. Naturally, if there is a long-term overdue phenomenon in the recruitment of good loan users, it is still a credit report at the meeting. Simply put, good-term loan is a credit product of Zhaolian Finance, which was recorded in the meeting. Now the formal platforms are basically connected to the credit information system. If loans overdue, it will leave a stain on the personal credit report, which will have a great negative impact.
The loan with a good term will be collected at the meeting, and it will be uploaded to the central bank's credit information system whether it is applied for a loan or overdue. But generally speaking, repayment in full and on time after borrowing has no influence on individuals. In case of overdue, your overdue record will be uploaded to your personal credit report.
Generally speaking, although the loan is overdue by one day, it will be reported when applying. Every time you use Zhaolian Finance, you must first check the user's credit report and update it to the user's credit report the next month after the user uses it. If it is not overdue, the applicant's credit record must be good. If it is overdue, it will affect personal credit.