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1. Provincial institutions will upload your overdue records to the credit information. If it is overdue for 3 months, it will produce a bad credit record, which will affect the subsequent mortgage and car loan applications.
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2. During the overdue period, high interest and late fees will be generated. Interest is calculated from the date of consumption, and five ten thousandths of the bill amount is charged every day.
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3. In addition, overdue for more than 3 months in the province may be prosecuted by the agency. After the prosecution, regardless of whether you bear the debts of provincial institutions, you must pay the legal fees yourself. If not, it will be included in the list of untrustworthy people, limiting high consumption and travel.
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Before the prosecution, I suggest you deal with the overdue debts in the province as soon as possible, otherwise the consequences will be more serious.