Is it reasonable for whole life insurance, a safe freshman (with bonus)?

This kind of insurance is very high and the premium is relatively cheap. The disadvantage is that the payment time is long and the money can't be taken out. You can consider zhisheng products, you can manage money, the payment time is short, only ten years, and the money can be partially collected, which has the function of managing money; Moreover, the insured amount can be adjusted, and the price can be increased in the future;