Before entering the evaluation of Xin Worry-Free Old-age Security (dividend-paying), you can learn about the relevant knowledge points of insurance: before buying insurance, you must first understand these key knowledge points!
The product map of Xin Worry-Free Old-age Security (dividend-sharing) is ready. You can have a look:
All people born more than 30 days (inclusive) -65 years old (inclusive) are within the insurance age range of the new worry-free old-age security (dividend-paying). This product can provide a five-year guarantee period, and consumers can only choose to pay the premium at one time.
During the insurance period, Xin worry-free old-age security (dividend-sharing type) can not only provide death protection for the insured, but also pay the due insurance money to the insured when the insurance expires (if the insured has not died).
Xin Worry-Free Old-age Security (dividend-paying type) is a endowment assurance with dividend nature, which allows consumers to participate in the policy dividend, but its dividend is uncertain.
For dividend insurance, you can understand through this article: Why is the complaint rate of dividend insurance so high? Unveil the mystery of dividend insurance
It is not difficult to find that the probability of receiving the full amount of insurance money for Xin Worry-Free Pension Security (dividend-sharing type) is relatively high, because the guarantee period of this product is only five years. Compared with some products of the same type with a guarantee period of several decades, the insured insured with the former will have a higher probability of surviving to the expiration of the insurance period and a higher probability of obtaining full insurance premium.
However, before you take out double insurance, you should pay attention to what pits there are in double insurance: the salesman will definitely not tell you about double insurance!
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