Borrowing is a loan service launched by Alipay. At present, the application threshold is more than 600 points for sesame seeds. According to different scores, the loan amount that users can apply for ranges from1000-300,000 yuan. The longest repayment period of the loan is 12 months, and the daily interest rate of the loan is 0.045%, which can be repaid with the loan.
1, deposit the balance treasure or lucky treasure (regularly), deposit 15000+, 10, and you can basically leave it, usually at 1- 10.
2. Download the online merchant bank app on your mobile phone and save it in your computer. 10,000+deposits can basically be lent to Bai+online merchant bank for 10,000 consumer loans in one month.
Extended data:
Ant borrowing opening conditions:
1. Must be real-name authentication: After the first authentication, Alipay has a second authentication and must be authenticated, but in addition to the most basic real-name authentication, we also need several people to authenticate some personal information, such as driver's license, real estate license and vehicle information, which is very helpful for the opening of ant borrowing.
2. High account activity: We should often use Alipay for payment, use some small functions and play some small games in Alipay to improve account activity, which is very helpful for us to open ant borrowing. Only in this way can our ants borrow it to open it. Many people's Alipay activity is not high, which is the key reason why many people don't have ants to borrow.
3. Sesame credit score: Sesame credit score also plays a great role in opening ant borrowing. If your sesame credit score is high, you can not open the loan function. If your sesame credit score is low, you will definitely not open the ant loan. Sesame credit score is above 600 points to apply for opening ant borrowing.
Therefore, it is necessary to improve your sesame credit score, buy more goods with Alipay, or participate in financial management, all of which will contribute to the improvement of sesame credit score.
References:
Baidu encyclopedia-ant borrow it
People's Network-Ant Borrows to Adjust Financial Management Channels