I owe a little money to Pratt & Whitney. Can I not return it?
Do you think you can not pay back the money you owe? If you have the ability to pay back the little money you owe, pay it back on time. Paying off debts on time can reflect a person's integrity and morality. Don't treat small things with evil. Long-term accumulation will also reduce your credit value. Don't do whatever you want just because it is a formal platform. If it is overdue, it will leave a stain on the credit information.