Do you like both China Life and Fulu? -Case study
Consultation content: I want to ask, do you like China Life Fulu?
Consulting users: worry-free gg
Do you like China Life and Fulu? -expert's answer
Ye Zhiying Jiangsu Wuxi Pacific Insurance
Hello! Good. This is the most reasonable insurance product I have ever seen.
Hu Huifen Gansu Lanzhou Ping 'an Insurance
Hello: first of all, find out your family income. According to foreign experience, the total family premium should not exceed 20% of the total family income, and 30% of the money can be deposited in the bank.
Secondly, define the function of insurance. Buying dividend insurance focuses on long-term income, and the money is placed in the bank. With the change of interest rate and inflation, the depreciation may be very severe. Money placed in insurance companies can preserve and increase value, but the disadvantage is that you can't see the benefits immediately. When your child comes, the dividend will be considerable, and the insurance liability in the insurance contract is very clear. As for dividends, the Insurance Law stipulates that an insurance company will distribute 70% of the company's profits to customers who insure China Life every year. China Life's investment is not bad, and its dividend has been stable. After all, it is the leader of the insurance industry in China, directly led by the State Council.
You'd better see if your contract takes effect for more than ten days. If it takes less than ten days, you only need to pay ten yuan to surrender. If it exceeds ten days, it is not worth surrendering. You can go to the counter and ask how much money you can refund. Bring your ID card, insurance contract and bank account. If you want to surrender, you can do it right away, so as not to run an insurance company again. I hope my answer is helpful to you! So if you buy the wrong insurance, do you want to surrender it? If you surrender, why don't you lose money? The latest raiders! Buy the wrong insurance, surrender and refund process and matters needing attention!
Chen Jianhui Shanghai Taikang Life Insurance Company
Hello, there is no best insurance, only the most suitable one. It is recommended to know about safety, Shuang Fu. When choosing a protection plan, we should pay attention to three points. First, it is to buy the right demand. Buying insurance is buying protection. Don't choose insurance for high income or high interest. The main function of insurance is protection. Second, we must buy full protection, personal protection, accident protection, disability protection and serious cancer protection. These four guarantees must be available, followed by hospitalization and accidental medical treatment, and it is best to have them; Third, buy enough insurance protection. For example, personal security should be 5~ 10 times of personal annual income, at least 3~5 times, because if there is a risk, the settlement money can make up for imported drugs, dental instruments, special clinics outside the scope of social security, or subsidize the economic burden of families. In this way, for at least 3 to 5 years, you don't have to worry about financial problems, and you can help your family through the most difficult period. Grasping these three points is basically a perfect security scheme. I wish you smooth work, peace and happiness! How about ping an insurance? I just sorted out the relevant contents, hoping to help you: how about Ping An Insurance? Top Ten Ping An Insurance Products Ranking List!
Wang Zipei Shanghai Peking University Founder Life Insurance
Hello: This insurance is really reliable. It is a product with pure financial management and high income. Financial management is very strong, but it does not have the guarantee function. The company invested all its money to make money.
Bao Ge prompts: The above is "Do you like China Life and Fulu?" As can be seen from the above, there is no difference between good and bad insurance products. The key is to look at your actual situation and the protection function of insurance. Brother Bao Com provides products from dozens of national well-known insurance companies, and it is your reliable insurance network. If you need to know more about insurance products, you can visit official website.