The article is very specific. Let me briefly talk about it here.
Policy query is actually very simple and can usually be found by the following methods:
1. Insurance company official website query:
Go to official website of the corresponding insurance company, find the menu bar such as "Service Center", and then log in to the policy inquiry system with your personal account, usually user name/ID card/mobile phone number/email address.
2. Insurance company APP query:
If an insurance company has developed an official APP, it is generally possible to find policy information through this channel. For example, Ping An Insurance has a "Ping An Gold Butler", and you can check the policy after registering with your mobile phone number and ID number.
3. China Insurance Association official WeChat official account inquiry:
Some people may have bought insurance from different insurance companies. In order to provide you with a more convenient way, the official WeChat account named "China Insurance knowledgeable person" came out. It was developed by China Insurance Association. As long as you buy insurance from a domestic insurance company, you can find the insurance policy in this official WeChat account.
Specific query steps are as follows:
After finding the insurance policy, the first thing to look at is these contents:
1. Check key information: name of applicant/insured, ID number, guarantee period, guarantee items, guarantee amount, etc. Check to see if there are any errors in this information. If there is any mistake, contact the insurance company in time to make changes.
2. Take a closer look at the guarantee responsibility: what are the contents of the guarantee and what are the contents that are not guaranteed? If it is obvious that it is inappropriate or dissatisfied, apply to the insurance company for surrender in time, and there will be no loss in the hesitation period.
3. Carefully check the health notice: carefully check whether the health notice in the policy is filled in according to the actual situation. If there is indeed something that is not written in place, contact the insurance company as soon as possible and ask if it will affect the insurance contract, so as not to affect future claims.
Also, if you find a policy, you can send a screenshot of the key information of the policy to your family. If an accident happens when the family doesn't know the policy, you can't apply for compensation. About this content, you can see a more complete introduction from this article. If you are interested, you may wish to take a look at the policy itself. What should I do when my family members make claims? ”》
Hope to adopt!
The same number on the whole network: Xueba said insurance, welcome to search!
Source: Xueba said that insurance official website