Hello, loan intermediaries need to meet certain qualification requirements before they can legally carry out loan intermediary business. First of all, the loan intermediary needs to have a business license, and the business license needs to be marked with the words "loan intermediary" before it can formally carry out the loan intermediary business. Secondly, the loan intermediary also needs to have a loan intermediary qualification certificate, which is issued by the local financial management department. Only loan intermediaries with loan intermediary qualification certificates can legally and properly carry out loan intermediary business. In addition, loan intermediaries also need to have loan intermediary liability insurance, which is underwritten by insurance companies. Only loan intermediaries who are insured with loan intermediary liability insurance can legally carry out loan intermediary business. Finally, the loan intermediary also needs a loan intermediary business license, which is also issued by the local financial management department. Only loan intermediaries with loan intermediary business licenses can legally carry out loan intermediary business. In short, the loan intermediary needs to meet certain qualification requirements in order to legally carry out the loan intermediary business.
2. Is it legal for banks to charge agency fees for personal loans?
This behavior is not illegal.
Third, how can individuals comply as loan intermediaries?
1 Compliance is a must.
Because being a loan intermediary needs to abide by relevant laws and regulations, such as People's Republic of China (PRC) Lending Law and People's Republic of China (PRC) Lending Law.
It should be noted that you can't violate the law, you can't charge the borrower high fees or interest, and you can't disclose the private information of customers.
Compliance management is the key to ensure the long-term development of enterprises. As a loan intermediary, individuals need to seriously abide by relevant laws and regulations to ensure that they will not be involved in illegal acts.
At the same time, we should pay attention to the interests of customers, protect their private information, provide professional and responsible services and establish a good reputation.
Fourth, why do many loan intermediaries use the ink sharing data APP system?
With a high degree of data compliance, Hermo is the "No.1 enterprise in Shanghai", supporting more than one bank 10, which is basically mainstream and competitive.