Cai Xi does not belong to a loan company. It does something similar to an intermediary. Cai Xi gave your information to the loan company. It is the loan company, not Cai Xi, who really inspects you. You need to check the authenticity yourself. The interest rate of this kind of loan should be higher. Be careful.
Small loans don't look at credit reporting
Loan platforms that do not require credit reporting are:
1, excuse me.
Borrowing is a personal credit loan product under Alipay, which requires users to score more than 600 points. According to the actual feedback of most users, if the user's sesame score is above 650 points, the quota is likely to exceed 10 thousand. However, the actual credit line still depends on the user's personal qualifications.
2. Petty bourgeoisie wallet.
Petty bourgeoisie wallet is a financial platform for mobile Internet terminals, which is highly secure through APP. Petty bourgeoisie wallet provides more people-friendly, safe and convenient financial services for the public.
Petty bourgeoisie wallet platform only does mortgage creditor's rights, not credit creditor's rights, and the threshold is low. Petty bourgeoisie wallets are paid quickly, managed by a third party, and the way of investing money on the same day and calculating interest the next day is adopted to improve the efficiency of users' making money.
Apps that can easily repay without looking at credit are: loan, Mi Gu loan, communication, money manager, and money way.
1, Cai Xi Loan: Cai Xi Loan APP is a loan service that can provide all-round loans for black households and white households.
2. You Zheng Mi Mi Loan: Mi Mi Loan is an APP that doesn't look at credit information. We can provide you with a loan of up to 5,000 yuan, with a term of up to 6 months and a minimum of 1 month, with a daily interest rate of 0.3%.
3. General Credit Information: General Credit Information is an APP that does not look at the central bank's credit information but will look at the sesame credit score. The maximum loan amount of Luye is 30,000 yuan, and the minimum loan amount is 700 yuan, and the term is usually 7 days.
4. Money treasurer: Money treasurer can easily make payment without reading the credit report, and can provide you with a loan of up to 1 10,000 yuan, with a maximum term of 30 days and a daily interest rate of 1.4%.
5, money and road: money and road is a small amount of bad and hungry APP, which can provide loans of 500-2,000 yuan for everyone.
If there is demand, I recommend that you spend money. Qianhua is a credit service brand owned by Du Xiaoman Finance (formerly known as Baidu Qianhua, renamed as "Qianhua" on June 20 18). The brand is trustworthy and the interest rate is low. The money is spent-full of easy loans, the maximum loan amount is 200 thousand, and the daily interest rate is as low as 0.02%
Is the mobile phone WeChat loan true? Please listen to Xi Cai Jun's detailed explanation.
The rapid development of Internet technology makes life more and more convenient, and loans are no exception. Compared with the traditional bank loan review and lending, some netizens said that the WeChat loan may be fake. So, let me tell you if the WeChat loan is true.
"Micro-loan" is a mobile phone WeChat loan product issued by Tencent's Weizhong Bank in May this year. The loan amount is below 200 thousand, and the expected annualized interest rate of the loan is lower than that of the general credit card. According to reports, the operation process of lending is quite simple. Users only need to bind the bank card and click "borrow money" with one click. The system will judge the personal credit situation within a few seconds and give a certain amount. Users can complete the loan online without any collateral and fill in the information according to the corresponding prompts. Of course, if you have a default record in the personal credit report of the central bank, the system will also recognize it and tell you that you can't borrow money.
Users can also make loans through the official account of WeChat, the official loan platform certified by Tencent. Pay attention to the official account of WeChat, register platform users, fill in relevant information and wait for loan approval. It can be seen that the mobile phone WeChat loan is real, so you can choose a formal loan platform.
Mobile phone WeChat loan products similar to micro-loan
Ma Shang Finance
Instant finance is a product very similar to micro-loan, which can help borrowers get loans through mobile phones. The maximum amount of this product is 200,000 yuan, and it has no mortgage or guarantee, and it can enjoy the VIP service from 1 to 1.
Yirendai
It's Cai Xi. Is com reliable?
With the continuous development of society, more and more people choose to buy insurance online. To tell the truth, both online insurance and offline insurance are safe, and the insurance company will provide protection for the insured according to the terms.
Moreover, one thing to pay attention to in online insurance is to choose a reliable third-party platform. If the third-party insurance platform chosen by the insured is not professional enough, it is likely to bring you a lot of trouble.
So what kind of insurance third-party platform is more reliable? Xue Jie takes Cai Xi. Today, let's take com as an example to talk about this problem.
1. It's Cai Xi. Is com reliable?
1, company strength
Xicai.com was founded in May 2065438+2004. In fact, it is a website platform focusing on financial knowledge services. Cai Xi's business scope. The scope of com is quite wide, which not only includes the relevant contents of insurance, but also provides us with relevant knowledge such as financial management and loans.
2. Reliability
Cai Xi. Com, a financial knowledge service platform, is very reliable. The platform has obtained the production and operation license of radio and television programs and the license of telecom business. What needs our special attention is that the platform is not guaranteed. Cai Xi's various information and materials. Com can be used for reference.
3. Service level
Cai Xi. Com is not an insurance brokerage company of incubator, but a financial knowledge service platform. Cai Xi. Com mainly brings original knowledge in financial fields such as insurance, wealth management and loans to customers. In order to buy the most suitable insurance for the insured, you can browse some articles about insurance.
There is also a question and answer section about Cai Xi. In this part, the insured can check the hot issues and gain more financial knowledge.
4. The company's reputation
Since the establishment of Xicai.com, it has solved many problems such as how to insure the insured, and has a good reputation. Xicai.com has also won a certain number of awards, such as: small giant enterprises with scientific and technological innovation and high-tech enterprises.
Want to know how to judge whether an insurance consulting platform is reliable, you can read the following article:
A good insurance consulting platform must meet three requirements, otherwise it will be difficult to settle claims! 》
Second, what is an insurance brokerage company?
Insurance brokerage companies actually play the role of intermediaries, connecting insurance companies and policyholders. Insurance brokers are independent of all insurance companies, and all insurance companies can sell their products through insurance brokers. Therefore, the insured can apply for insurance flexibly through the insurance brokerage company.
Moreover, the insurance sold by insurance brokerage companies has been strictly screened, providing product sales services of many insurance companies. Then the insured can use the insurance brokerage company to buy products with better cost performance.
Some large insurance brokerage companies also provide services such as risk assessment, risk management, insurance arrangements, insurance claims and compensation for policyholders. This service can completely help the insured to solve many troubles!
Generally speaking, it is a wise choice to rely on insurance brokers to buy insurance, but only if we choose a reliable insurance broker. So what kind of insurance brokerage company is worthy of our trust? If you want to know the answer to the question, you can click on the following link:
How to choose a good insurance brokerage company? 》
Third, how to buy insurance online?
As mentioned above, Xicai.com is just a knowledge platform, and it does not sell insurance itself. However, many insurance third-party platforms on the market sell insurance in a similar way.
The insured can choose the types of insurance worthy of being equipped by relying on their official website or WeChat official account, and enter the insurance interface to complete the insurance.
IV. List of Insurance Third Party Platforms
There are many well-known insurance third-party platforms in the market, such as Ant Insurance, Wobao Insurance and top student Insurance. However, when choosing an insurance platform, we can't just look at its reputation. The most important thing is to see its business license and service quality.
Finally, if you still feel that buying insurance online is not reliable, then take a quick look at this article written by Senior Sister:
"Is it reliable to buy insurance online? What is the difference between online insurance and offline insurance? 》
Write it at the end
I am an expert in insurance, focusing on objective, professional and neutral insurance evaluation;
If the above content has not solved your problem, you can also come to the official account of WeChat to learn to bully and say that insurance consulting me;
I give you the most professional advice based on years of experience in configuring insurance for 10W family.
WeChat official account: Xueba said that insurance costs less, buy the right insurance!
Is the Cai Xi loan true? Let's stop here.