If you don't owe much, tell your family. Don't be ashamed. I'm sorry. You know, the later you confess, the greater the impact. If you delay one day, you may have to pay one more day. So be honest with your family and try to get their understanding. Although I may hit you and scold you, I will face it and bear it with you in the end.
3. Obtain credit reports on public platforms such as innocent data, find out your overdue records, and divide your online loans into formal and informal, credit-seeking and non-credit-seeking. If you want to pay back the money but don't have enough funds, then negotiate with the online lending platform, give priority to formal credit reporting, and minimize the impact on yourself.
If you feel that your family can't help you and don't want your family to help you pay back the money, there is only one last way to go, that is to go ashore by force. Forced landing does not mean that all online loans will not be returned, and the money will still be returned. It's just a question of how, when and how much. Since I really can't afford to pay back the money for the time being, I'd better not pay it all for the time being, and let myself return to my normal life and work hard first. abstract
How will I ask questions when it's overdue?
Hello, I am an associate lawyer of Baidu Consulting, and I have received your question. The person I am consulting now is Doha ~ Please wait for 2 minutes, dear, I am helping you solve the problem. answer
What should I do if the online loan is overdue?
Just a moment, please. I'm answering your question.
You need to get in touch with your online lending platform as soon as possible and tell the other party that you are not maliciously overdue, and you will immediately repay the overdue amount. If you can't repay the loan as soon as possible in the short term, you need to explain to the online lending platform why you can't repay the loan in time, and then negotiate to extend the repayment period or change it to installment repayment. answer
Money is tight recently, so I can't pay it back, so there is a problem of overdue.
So you should negotiate and answer as soon as possible.
See if we can postpone or answer in installments.
They don't listen to questions.
They don't listen to questions.
If the agreed part such as principal and interest exceeds the legal support, it does not need to be returned. If the interest rate agreed by the borrower and the lender does not exceed the annual interest rate of 24%, the people's court shall support it. answer
Then you can only repay the loan as soon as possible.
1, explain the situation to the contacts in your address book before the deadline, and make good preparations for collection, otherwise you will be puzzled and disgusted with you when you receive the call. Therefore, it is better for you to confess yourself than the collection staff. Of course, you can also say that your information has been leaked. In short, we must inform them in advance, and let them insist that they don't know themselves when they receive the call, which may reduce the harassment to a certain extent.
If you don't owe much, tell your family. Don't be ashamed. I'm sorry. You know, the later you confess, the greater the impact. If you delay one day, you may have to pay one more day. So be honest with your family and try to get their understanding. Although I may hit you and scold you, I will face it and bear it with you in the end.
3. Obtain credit reports on public platforms such as innocent data, find out your overdue records, and divide your online loans into formal and informal, credit-seeking and non-credit-seeking. If you want to pay back the money but don't have enough funds, then negotiate with the online lending platform, give priority to formal credit reporting, and minimize the impact on yourself.
If you feel that your family can't help you and don't want your family to help you pay back the money, there is only one last way to go, that is to go ashore by force. Forced landing does not mean that all online loans will not be returned, and the money will still be returned. It's just a question of how, when and how much. Since I really can't afford to pay back the money for the time being, I'd better not pay it all for the time being, and let myself return to my normal life and work hard first. answer
So you'd better work hard and pay back the money as soon as possible.
Thank you for your inquiry. If you have any other questions next time, please come and consult us again to answer them.