Housing permit (real estate permit) refers to the certificate that the buyer obtains the legal ownership of the house through the transaction and can exercise the right of possession, use, income and disposal of the purchased house according to law. That is, the "House Ownership Certificate" is the legal certificate for the state to protect the ownership of houses according to law.
In other words, the real estate license is proof that you own this house. Without real estate license, it is difficult for the law to protect your rights as a property owner! So when you buy a house, this suite really belongs to you only if you get the real estate license.
I bought a house happily, and many people are very concerned about when I can get the real estate license. What should the owner do if the developer fails to give the real estate license on the agreed date and then waits?
Today, Fox will take you to know what you need to pay attention to when doing real estate licenses.
Under normal circumstances, it takes 7~ 10 working days to change the title certificate, depending on the workload of the local real estate department. It takes 7~ 10 working days for the bank to approve the loan to buy a house when all the materials are complete. If you buy a new house, it will take about 20 working days from the date of acceptance.
Matters needing attention in handling the new house property certificate are as follows:
1, let's take a look at your house purchase contract, which has the deadline for handling the real estate license. It is the offer clause in the developer's contract, and you can basically know the approximate time.
2. When handling the real estate license, the owner will be required to hand over the contract, payment voucher, loan voucher, invoice, ID card and other materials or copies of sales reports to the developer, who will handle the real estate license on his behalf. The materials that developers need to prepare include all kinds of land payments, taxes and fees, and the acceptance and delivery procedures of commercial housing.
3. When handling the real estate license, the owner should pay attention to the fact that the registered property owner of the real estate license should be present when receiving the license, bring his ID card and sign it. At the same time, related expenses should be paid, including deed tax, stamp duty and production cost.
4. If you have a mortgage loan, you need to apply for a real estate license at the loan bank.