1. Didi Loan Agency (Dongguan) Co., Ltd. was established in February1February. The legal representative is Zhang Shangyi, and the business scope of the company includes: handling loan declaration procedures; Accept the entrustment of other legal institutions to engage in information technology outsourcing, business process outsourcing and knowledge process outsourcing; Accept the entrustment of other legal institutions to provide information services on credit, mortgage, car loan, overdue account and credit card overdraft account; Equity investment; Project investment; Venture capital; Acting as an agent for venture capital business of other venture capital enterprises, institutions or individuals; Providing entrepreneurial management services for entrepreneurial enterprises; Providing consulting services for enterprise assets reorganization and merger; Business information consultation; Organize and plan cultural and artistic exchange activities; Conference services; Exhibition services, etc.
2.Kuaidai.com has established good cooperative partnerships with more than 65,438+000 banking financial institutions such as Bank of China, China Construction Bank, Industrial and Commercial Bank of China, Agricultural Bank of China, China CITIC Bank, China Everbright Bank, China Merchants Bank, Minsheng Bank and Bank of Communications. It enjoys a good reputation and a high reputation in the industry, and its performance is remarkable. It has been rated as a quality cooperative unit by many banks for many times.
3.Kuaidai.com has established good cooperative relations with more than 100 formal financial institutions, and there is no spread for direct loans. From the above analysis, Kuaidai.com has a wide business coverage and many platform business options, which are suitable for individuals and enterprise users to apply.
The principle of loan:
The "three principles" refer to safety, liquidity and efficiency, and are the fundamental principles of commercial banks' loan operation. Article 4 of People's Republic of China (PRC) Commercial Bank Law stipulates: "Commercial banks should operate independently, bear their own risks, be responsible for their own profits and losses, and be self-disciplined, and take safety, liquidity and efficiency as their operating principles."
1, loan security is the primary problem faced by commercial banks;
2. Liquidity refers to the ability to recover the loan within a predetermined period or realize it quickly without loss of land, so as to meet the needs of customers to withdraw deposits at any time;
3. Efficiency is the basis of sustainable operation of banks.