You need a credit card. The overdraft limit of credit card should be greater than the price of mobile phone.
Bank card conditions: If you need a credit card and the overdraft limit of the credit card is greater than the price of the mobile phone, then you need to buy a matching credit card for the mobile phone in the store.
Payment by installments means that after the import and export contract is signed, the importer pays a small part of the payment to the exporter as a deposit, and the rest is paid by installments after all or part of the products are produced and shipped. Or when the installation, trial operation, investment and quality guarantee period expires.
Extended data:
Precautions for installment purchase of mobile phones:
1. Interest is required before installment payment.
Few people really understand the algorithm of installment payment and the average interest level. Some enterprises use consumers' ignorance of loan interest to fool consumers and get more profits. When buying a mobile phone by stages, you should ask about the interest and convert the daily interest rate and the monthly interest rate into an annual interest rate.
2. Be careful that "zero interest" will fall into
Many mobile phone companies use "zero interest" as a cover to attract people's attention and attract consumers to shop. Wool always grows from sheep. On the surface, interest is indeed free, but fees such as handling fees and installment fees have increased.
Don't pay down payment before installment loan.
The loans required to purchase mobile phones in installments are usually not the merchants' own. They need to apply to loan companies, banks and other financial institutions that cooperate with merchants.
4. The price of mobile phone is low, but the loan company is designated.
The prices of some models in some mobile phone stores will be much cheaper than those in other stores, but if you want to buy them, you must go to the store and pay in installments at the designated loan company. These designated loan companies usually give mobile phone dealers a certain "benefit fee", which will eventually be transferred to consumers.