Evaluation includes process evaluation of ants.

Ant evaluation refers to the evaluation process of sesame credit, a financial product of Ant Financial. Sesame Credit is a personal credit evaluation system based on big data and artificial intelligence technology, which provides users with credit services and financial products by evaluating their credit status and credit risk.

1. Data collection: Ant Evaluation collects users' personal information and credit behavior data through various channels. These data mainly include personal data, consumption records, repayment records, lending behavior, social network relationships and so on. Data sources include data sharing with financial institutions, e-commerce platforms and other partners.

2. Data cleaning and sorting: Ant Assessment cleans and sorts the collected data, eliminates duplicate, invalid or wrong data, and ensures the accuracy and integrity of the data. At the same time, different types of data are classified and labeled to prepare for subsequent analysis and modeling.

3. Data analysis and modeling: Ant evaluation uses big data and artificial intelligence technology to analyze and mine the cleaned data. By establishing models and algorithms, the credit situation of users is evaluated and predicted. These models and algorithms consider many factors, such as repayment records, consumption habits, lending behavior and so on.

4. Credit evaluation results: Ant evaluation generates a user's credit evaluation report according to the results of data analysis and model establishment. The report mainly includes the user's credit score, credit rating and corresponding credit description. Users can query and use it through Sesame Credit APP or other financial institutions that cooperate with Ant Financial.

Matters needing attention in using ant evaluation

1. Protect personal information: When using the ant evaluation service, you must protect the security of personal information. Don't disclose personal sensitive information, such as ID number and bank account number. At the same time, select reliable platforms and channels for evaluation and inquiry.

2. Cautious authorization: Please read and understand the authorization agreement and terms carefully before using ant evaluation service. Make sure you have a clear understanding of the scope of authorization, the purpose of use and the handling of personal information. If in doubt, please consult relevant legal professionals or platform customer service.