How is the quota of people's livelihood platinum the same as that of general gold?

All cards were issued by Minsheng Bank. The credit lines of Minsheng Platinum and Pujin are the same, because they are both credit card products issued by Minsheng Bank. The credit card limit is determined according to the credit status and repayment ability of the cardholder. The bank will assess the risk according to the cardholder's personal information, income status, credit history and other factors, and then decide the credit card limit accordingly. Whether it is a platinum card or an ordinary card, the bank will determine the quota according to the same evaluation criteria, so their quota is the same.