Loan information consulting fee

I can't help it. The people are now a powerful group, and their banks have the right to adjust their own funds. The general loan information consultation fee is not as much as 4000 yuan. This 4000 yuan includes housing mortgage fee, housing appraisal fee and notarization fee. If these expenses are calculated according to the loan of 300,000 yuan for 20 years, it will cost about 2,600 yuan, and the rest is the financing consultant service fee charged by the bank itself! This fee is a comprehensive income of the bank itself! ! This thing is inevitable in the current society. If the state raises the bank deposit reserve, the bank will have less money. Of course, banks will use limited money to complete their original tasks with so much money! ! Inevitable contradiction! !