13 What if there is no deduction from the first repayment date of the provident fund loan? Should I call the bank?

You don't need to call the bank. If you are really worried, you can call the bank to deduct money. First of all, check whether the balance of your repayment account is sufficient on the agreed repayment date. If the balance on the agreed repayment date is sufficient but not deducted, we can just wait for the center to make subsequent deductions, because the delayed deduction caused by the center will not be uploaded to the credit information system as an employee overdue record. If the repayment date of the MPF loan has come and the system has not deducted it, it is because the time of system deduction is not fixed. As long as the user guarantees that the repayment amount has been deposited in the bank card before the repayment date, the system will initiate the deduction on the repayment date. As for the deduction time, it may be morning, noon and afternoon. If the card status is abnormal, the bank cannot deduct money. Customers need to go to the bank to handle it. If you can't solve the card problem in a short time, you can change a bank card to repay it first.

Provident fund loan

Provident fund loans refer to loans enjoyed by employees who pay housing provident fund. According to national regulations, all employees who have paid housing provident fund can apply for individual housing provident fund loans in accordance with the relevant provisions of provident fund loans. 20 12 Some cities relaxed the conditions of provident fund loans, and the upper limit of housing provident fund loans in 9 counties of Linyi City, Shandong Province will be raised from 200,000 yuan to 300,000 yuan from June of 20 12 to June of 1 year. 20 14, 10 In June, the Ministry of Housing and Urban-Rural Development, the Ministry of Finance and the People's Bank of China jointly issued a document, including relaxing the conditions of provident fund loans, reducing intermediate fees, promoting loans in different places, canceling housing provident fund personal housing loan insurance, notarization, new house evaluation and compulsory institutional guarantee, which reduced the burden on loan workers. Among them, employees who have paid for 6 months can apply for provident fund loans (currently 12 months). According to the notice jointly issued by the Ministry of Housing and Urban-Rural Development on August 15, 2065438, the down payment for purchasing a second home with provident fund loans will be cancelled by 20% from September 1 5, 2065438.