What should I pay attention to when buying a house without an intermediary?

There will be some procedures in the process of house transaction, especially the loan to buy a house, running a bank and evaluating the loan ability. These are more troublesome. If there is a real estate agent to assist in handling it, it will really save a lot of worry. But for buyers who have resources around them and are short of money, they are still concerned about the agency fee. At this time, they should pay more attention to themselves. So, what problems do you need to pay attention to when buying a house without an intermediary?

You should sort out the process of buying a house by yourself and carefully check all the nodes.

1. First, collect all kinds of information about real estate projects through the media.

2. Through the comprehensive calculation and analysis of their own consumption demand (such as purchasing power, building location, supporting facilities of residential quarters, environment, property management, total price, area, etc.). ), initially determine a housing purchase framework suitable for your actual needs, and then compare it with various housing purchase information collected to determine several alternative projects.

3. Through the collected information, telephone consultation or friends who are familiar with the project, have a preliminary understanding of the alternative projects, and then spare a few days for field trips.

4. During the field trip of the project, you can invite some friends who know more about architecture and environment to go with you, which will be of great help in choosing a good house.

After selecting the project, before paying the deposit, it is best to consult a lawyer or a knowledgeable friend in the real estate industry about the problems that should be paid attention to when signing the contract.

6. After making the above preparations, go to the sales office to pay the deposit, sign the subscription book and determine the time for signing the formal contract. In the meantime, special attention should be paid to the detailed review of relevant documents provided by developers.

7. Sign a formal house purchase contract with the developer according to the agreed time, and pay the house purchase price according to the payment method agreed in the contract.

8. Within the prescribed time limit, the developer shall assist the local real estate transaction management department to handle the pre-sale contract registration procedures and pay stamp duty as required.

9. After the contract is registered, if you need to apply for a house purchase loan, you can start to apply for a mortgage loan. Specific measures can be consulted with relevant departments.

10. After the house is completed and accepted, the developer will provide the notice of occupancy and the notice of repossession, and the sales department, the finance department and the management office of the property management company will go to the site to work centrally and handle the owner's occupancy formalities.

If the buyers themselves are very clear about the whole process of buying a house, it is ok not to go through an intermediary. However, if the owner knows nothing about the process of buying and selling houses, especially buying new houses, some formal intermediaries do not charge agency fees. In order to avoid risks, it is suggested to choose an intermediary company, which not only saves time and effort, but also provides an extra guarantee.