I am 35 years old and have a stable income. If you want to buy a high-security survival insurance, such as 5 million, you need medical insurance. I hope to recommend the product separately.

Hello, I'm Yang Shanshan from Ping 'an, China. Welcome to consult Kwai Net ~ Recommended combination: 1. Life-long type: the universal insurance for outwitting life and the main insurance for safe new students are 2 million+3 million accidents. From the first premium deposit to underwriting, in case of natural or death, you can get 2 million claims. In case of accidental death, you can get 5 million. In case of death by public transport, you can get 8 million yuan. If you are safe and healthy, you can get a lifetime bonus at any time. If you put it in the account of an insurance company, the compound interest will accumulate and the interest will be higher. 2. Regular consumption type: 30-year life insurance+accident protection: happiness of 200 million+accident value protection of 3 million. Within 30 years, in case of natural or death, you can get 2 million claims. In case of accidental death, you can get 5 million. If you die because of public transportation, you can get 8 million yuan. The contract expires in 30 years. This portfolio is consumer insurance, so the premium is relatively cheap. 3。 Regular return type: personal protection before the age of 65+accidental Xinxiang 1 10,000 (three times compensation for death, so it is equal to 3 million), plus accidental protection of 2 million. From the time when the first premium is deposited in underwriting to the time before the age of 65, in case of natural or death, you can get 3 million. In case of accidental death, you can get 5 million. If you die because of public transportation, you can get 7 million yuan. The contract terminated at the age of 65. If you are healthy and safe, you can get a pension of 2 million at the age of 65. In addition, the annual bonus can be collected at any time. If you put it in an insurance company account, the compound interest will accumulate and the interest will be higher. I was very impressed when I received this fee at the age of 65 ~4. Medical protection. Accidents and hospitalization are additional risks of consumption. None of them can exist alone, and any of the above major risks must be attached, so they cannot be recommended separately. 5. Reminder: High security can be used not only as a value guarantee, but also as a planning tool for heritage and a legal and powerful tax avoidance tool. With the introduction of personal income tax and inheritance tax, insurance can save you a lot of taxes and keep the value of assets from shrinking. In order to avoid moral hazard and policy disputes, insurance companies will ask customers to do the following cooperation work before underwriting, so as to decide whether to underwrite, increase the insurance cost, or exempt some responsibilities of underwriting. 1. Physical examination 2. Occupation and income survey. Insurance purpose. Beneficiary. . . Wait, the insured must fulfill the obligation of telling the truth before insurance. Moreover, it should be reminded that intentional injury, killing and suicide of the insured within two years of insurance are all exempted from liability. A specific plan requires a specific budget, date of birth and gender. I don't know which city you are in. Ping An insurance is a national guarantee and a national payment. I hope to communicate with you further. You can click on my avatar to get contact information. I hope my answer can answer your doubts and add points to your satisfaction. Thank you ~ ~