Dr. Suzhou's housing policy is like this. Now Suzhou is implementing the policy of "recognizing houses and loans".
1, the first set of the first loan
When a doctoral student buys an ordinary house (which means that he has never bought a house), according to the national policy, the down payment ratio is not less than 30%.
2. There is no loan record for a suite, and a loan record has been paid off.
Doctoral students who have a record of buying a house loan but actually don't have a house when applying for a loan to buy a house will apply for a commercial personal housing loan to buy an ordinary house with a down payment of 50%.
For doctoral students who own/kloc-0 apartments but have no housing loan record or whose corresponding housing loans have been settled, the down payment ratio for applying for commercial personal housing loans to purchase ordinary housing is 50%.
An apartment loan has not been paid off.
Doctoral students own 1 house and the corresponding housing loan has not been settled. The down payment ratio for re-applying for commercial personal housing loans to purchase ordinary housing is 80%.
4. Two or more houses
For doctoral students with two or more houses, commercial personal housing loans will be suspended.