The money in the medical insurance card is the money in the personal account, belonging to the individual, and there is no time limit:
1.20 18, the rural cooperative medical system opened a personal social security account and applied for a social security card, indicating that the rural cooperative medical system will not be cleared at the end of this year;
2, once the rural cooperative medical expenses balance, can be carried forward to the next year to continue to use;
3 to pay the rural cooperative medical system, must pay the rural cooperative medical expenses of the previous year, including personal part and state subsidies.
People's Republic of China (PRC) Social Insurance Law Article 24 The state establishes and improves the new rural cooperative medical system, and the measures for the administration of the new rural cooperative medical system shall be formulated by the State Council.
Article 25 The state establishes and improves the basic medical insurance system for urban residents, which combines individual contributions with government subsidies. The government gives subsidies to those who enjoy the minimum living guarantee, the disabled who have lost their ability to work, and the elderly and minors over 60 years old from low-income families.
Twenty-sixth basic medical insurance for employees, new rural cooperative medical care and basic medical insurance for urban residents shall be implemented in accordance with state regulations.
Twenty-eighth medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency treatment and rescue shall be paid by the basic medical insurance fund in accordance with state regulations.
Article 29 The part of the medical expenses of the insured that should be paid by the basic medical insurance fund shall be directly settled by social insurance agencies, medical institutions and pharmaceutical business units, and the social insurance administrative department and the health administrative department shall establish a medical expenses settlement system in different places to facilitate the insured to enjoy the basic medical insurance benefits.