1. The company pays medical insurance, but there is no medical insurance card. It should be that the unit did not apply for a medical insurance card, and the medical insurance card was collected at the unit. Under special circumstances, you can get it at the medical insurance center. Note: It takes a long time to apply for a medical insurance card, usually about half a year. Sometimes because the company is busy, the time may be longer. It is recommended to consult the personnel department of the company first.
Medical insurance refers to social medical insurance. It is a social insurance system, which guarantees the basic medical needs of the country and society according to laws and regulations when workers are sick. 20 16 65438+ 10/2 the State Council issued the opinions on coordinating the basic medical insurance system for urban and rural residents, promoting the overall medical insurance for urban residents and the new rural cooperative medical system, and gradually establishing a unified national medical insurance system for urban and rural residents.
On February 20th, 2065438+0616, Ministry of Human Resources and Social Security held a video conference on the nationwide networking of basic medical insurance and the direct settlement of medical treatment in different places, and signed letters of responsibility with Beijing and other 22 provinces that applied for the nationwide networking and cross-provincial direct investment of basic medical insurance, marking the progress of cross-provincial direct investment and officially entering the implementation stage. In June, 20021year, the statistical bulletin showed that the number of people participating in the national basic medical insurance in 2020 was 1363 10000, and the participation rate was stable at over 95%.
It has the characteristics of "low level and wide coverage". This kind of payment is based on the low cost that most units and individuals can bear. Covering all units and employees in the town. Employees of different types of units can enjoy basic medical insurance. The insured can enjoy it for life after the payment period ends. Second, the basic medical insurance has the characteristics of "both sides bear the burden, * * * share it"; "Balance of payments, balance of international payments" is the principle. Personal medical insurance account is a special account established according to the basic medical insurance policy, which is used to store the medical insurance premium paid by the insured and the funds transferred from the employer according to a certain proportion, and record the medical consumption. The funds in personal accounts are used to pay medical expenses and out-of-pocket expenses for purchasing medicines.