Where can I find out how much to deduct from five insurances and one gold?

1. where can I find out how much money is deducted from five insurances and one gold? 1. What is five insurances and one gold? Article 2 of the Social Insurance Law stipulates: "The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance to protect citizens' right to get material help from the state and society according to law in cases of old age, illness, industrial injury, unemployment and maternity. "We often say that' five insurances and one gold' can be divided into two parts. One part is social security, that is, "five insurances", including old-age insurance, medical insurance, unemployment insurance, maternity insurance and work-related injury insurance, and the other part is housing accumulation fund, referred to as "one gold". (2) Where to inquire about the deduction of five insurances and one gold 1, and the social security inquiry of the social security center or the housing provident fund management center: If you don't know your social security account number, you can bring your ID card to the business halls of social insurance agencies in various districts to inquire. Housing provident fund inquiry: You can inquire at the housing provident fund management center and district offices. 2. Online social security inquiry: log in to the city's labor security network, human resources and social security network or social insurance business website, click the "Personal Social Security Information Inquiry" window, and enter my ID card and password (password is your social security number or the date of birth of the ID card) to inquire my insurance information. Housing provident fund inquiry: Log on to the website of the local housing provident fund management center and enter the employee ID number or employee account number to inquire about the institutional setup, policies, hot issues, employee deposits, loans and other detailed information of the housing provident fund center. 3. Telephone inquiry about social security: You can call the national unified social security telephone or the telephone of the social security center in your city for policy consultation and personal social security information inquiry. Housing accumulation fund inquiry: Call the telephone number of housing accumulation fund inquiry or the telephone number of local housing accumulation fund management center, and follow the voice prompts to inquire about the current balance, deposit month and monthly deposit amount of employees. 4. Touch-screen inquiry about social security: If the business halls of social insurance agencies in all districts have a touch-screen inquiry system for social insurance, swipe your card or enter the card number or ID number according to the screen prompts for inquiry. Housing accumulation fund query: enter the employee account number or employee ID number registered in the system, and then enter the employee personal account interface. Click on the menus such as provident fund information query, provident fund deposit details query, loan information query and loan repayment information query to find the basic information of employee deposit and loan. 5. Co-branded card inquiry unit normally deposits the co-branded card used by employees to issue housing provident fund, which shall be handled by the unit manager in a unified manner. The housing provident fund co-branded card has dual functions of saving and housing provident fund inquiry, which can be self-inquired at ATM machines of card-issuing banks. Second, the payment ratio of five insurances and one gold The payment amount of five insurances and one gold varies from region to region, and the base is based on the total salary. Five insurances are also called five guarantees, social security, medical insurance, unemployment insurance, industrial injury and maternity insurance, and housing accumulation fund. Among them, social security and medical insurance in the five guarantees should be paid by individuals, and housing provident fund should also be paid by individuals. Monthly payment amount = monthly payment base × payment coefficient (Note: the monthly payment amount is the insurance amount paid in the current month, the monthly payment base is the taxpayer's pre-tax salary, and the payment coefficient corresponds to the payment coefficient of different people in different regions stipulated by the state every year. Third, the benefits of paying five insurances and one gold (1) The more individuals pay, the more the unit will invest for you. Five insurances and one gold, the more individuals deduct each month, the more the unit will give you. Generally speaking, the unit invests five insurances and one gold for an employee every month, which is several times the amount deducted by the employee in that month. (2) Paying social security accumulation fund is tax-free. Personal income tax is not deducted from social security accumulation fund payment, personal income tax is not deducted from welfare collection, and interest tax is not deducted from special account. But if it is paid to me as a salary, personal income tax will be deducted, and if it is deposited in the bank, there will be interest tax. (3) receive a monthly pension to ensure the stability and reliability of the elderly. Pay the old-age insurance to reach the minimum age, and after reaching the statutory retirement age, you can apply for retirement and receive a monthly pension. Pensions can be received after death, and will only increase with the improvement of social living standards, and the amount of capital increase will be adjusted every year, which can ensure the stability and reliability of old age life. (4) You can get medical insurance reimbursement. If the on-the-job payment reaches the minimum age, after retirement, you can no longer continue to pay the basic medical expenses and enjoy medical insurance benefits higher than on-the-job reimbursement. (5) Reimbursement of maternity expenses. Payment of maternity insurance can reimburse the expenses of prenatal examination, family planning operation and delivery operation. Moreover, the maternity insurance premium is entirely borne by the unit. (6) receive unemployment benefits. Paying unemployment insurance can get unemployment insurance and other subsidies when you are unemployed. Unemployment insurance is a kind of policy insurance, which is usually not available in commercial insurance companies. (7) Compensation for industrial accidents. Pay industrial injury insurance, and you can get compensation in case of industrial accident or occupational disease. Not afraid of 10 thousand, just afraid of one thousand, especially some major accidents, don't worry about small companies defaulting. Moreover, the work-related injury insurance premium is entirely borne by the unit. (8) The housing provident fund loan interest rate is low. Paying the housing provident fund is equivalent to the unit depositing a tax-free income in proportion with you, which can be used for housing-related purposes. If you don't use it up at work, you can also take it out once after retirement. In addition, the housing provident fund loan interest rate is lower than that of commercial loans. (9) The best proof of length of service. After the implementation of the unified account pension insurance payment system, the actual payment period of social insurance has become the most convincing proof of enterprise service. More and more social security payment certificates are needed, such as proving social services to confirm the days of paid annual leave, for example, loans need to be paid in local social security for more than one year when real estate is regulated. (10) Anti-inflation. Don't worry too much about inflation or currency depreciation, because the pension treatment plan consists of two parts, and the personal account pension is completely formed by individual contributions. This branch has the same inflation risk as bank deposits. The basic pension is linked to the average wage of local society and the average wage of individual indexation, which is itself anti-inflation. After retirement, it will increase its capital every year with the local economic level. The more you pay, the longer you pay, and the higher the level of pension benefits after retirement. Four, in violation of the relevant provisions of the payment of five insurances and one gold, the payment unit fails to pay and withhold social insurance premiums as required. In addition to ordering payment within a time limit, you may also charge a late payment fee of two thousandths per day, or even force collection. If the payer fails to register, change or cancel the registration of social insurance in accordance with the regulations, he may be fined 1000 yuan to 5,000 yuan; The directly responsible person in charge and other directly responsible personnel may be fined more than 5000 yuan 1000 yuan. According to the relevant regulations, if an enterprise fails to pay the maternity insurance premium, it shall pay the amount owed and interest, and impose a late fee of 2‰ on a daily basis. Units that fail to pay the housing provident fund within the time limit may be fined 1 10,000 yuan to 50,000 yuan. V. Five insurances and one gold new regulations In the new year, the state has adjusted some regulations on five insurances and one gold. The new regulations are as follows: 1. Social security rates in some areas may continue to be lowered, and the burden on enterprises will be reduced. But don't expect wages to rise. Only some areas will reduce the individual contribution of unemployment insurance, but it will only be reduced by 0.5 percentage points, and the impact on wages is not obvious. 2. The place where the pension is raised depends on four situations: (1) the pension insurance is collected locally at the place where the household registration is located; (2) In areas where the accumulated payment has reached 10; (3) It is not enough to transfer to the last payment cycle; (4) Many places don't have enough funds to collect household registration. 3. Medical insurance in different places will be able to be settled across provinces and directly settled in different places. Where to go for medical treatment and where to go for reimbursement: (1) The hospitalization expenses of retirees resettled in different provinces will be directly settled, and the hospitalization expenses that meet the referral conditions will be directly settled at the end of the year. (2) Combined with the reform of local household registration and residence permit system, long-term residents and permanent residents in different places will be gradually included in the direct settlement coverage of hospitalization medical expenses in different places. 4. The merger of medical insurance and maternity insurance will be merged with medical insurance, "five insurances and one gold" or "four insurances and one gold": the draft decision drafted by the Health Planning Commission plans to include maternity insurance funds in Chongqing, Neijiang, Kunming, Yueyang, Zhuhai, Zhengzhou, Weihai, Hefei, Taizhou, Shenyang, Handan and Jinzhong. After the merger of the two insurances, the future will be four insurances and one gold. People who participate in medical insurance can enjoy maternity insurance. 5. The contribution ratio of provident fund shall not exceed 12%. Adjust the current provident fund as follows: (1) No matter how high the salary is, the contribution ratio of the provident fund shall not exceed 12%. (two) the people's governments of provinces (autonomous regions and municipalities) combined with the actual situation in the region, put forward specific measures to reduce the proportion of housing provident fund deposit in stages, and the city people's government is responsible for organizing the implementation. (3) Enterprises with difficulties in production and operation can not only reduce the deposit ratio, but also apply for deferred payment of housing provident fund. Therefore, as one of the important guarantees for our survival, life, job search and work, we must seriously study the relevant provisions of the five insurances and one gold in social life, know the specific operation, and know where to find out how much to deduct from the five insurances and one gold, its deduction ratio and the latest regulations.