The time required for rural commercial bank mortgage review is related to the completeness, authenticity and personal qualification of the materials submitted by the applicant, which generally takes about 40 days. Users try to provide complete information to prove their personal qualifications when applying, which will speed up the examination and approval. At the same time, you can call the customer service hotline of the local rural commercial bank, or consult the specific approval progress at the counter of the rural commercial bank's business outlets.
At present, there are many channels for rural commercial banks to apply for loans, including counters, online banking, mobile banking and other channels. Applicants can choose the loan channel that suits them.