In the first half of this year, the price of new houses in Jinhua rose for six months. According to the housing price data of 70 cities in the National Bureau of Statistics, the price of new houses in Jinhua rose by 0.4%- 1.2% from June to June. Due to the rapid growth of new house prices and homestead prices, the market expectation is unstable. On July 29th, the Ministry of Housing and Urban-Rural Development interviewed five cities, including Jinhua, and listed them in the list of key cities for real estate market monitoring.
On July 30, the the Political Bureau of the Communist Party of China (CPC) Central Committee meeting pointed out that it is necessary to adhere to the orientation of "housing and not speculating", stabilize land prices, stabilize housing prices and stabilize expectations, and promote the stable and healthy development of the real estate market.
Late at night on August 2, Jinhua quickly launched and implemented ten new policies for the property market, and strengthened the regulation of the property market from ten aspects, such as implementing notarized lottery sales, restricting the sale of new houses for three years, strengthening the price supervision of second-hand houses and strengthening financial supervision.
Among them, the notarization lottery sales system is implemented in the purchase stage, giving priority to meeting the needs of "families without houses" and "introducing talents" to buy the first suite. Squeeze water from the purchase end to reduce the virtual fire for the new house trading market.
Gao, executive vice president of Zhejiang Branch of Central Finger Hospital, pointed out that Jinhua's new real estate policy covers a wide range. It is expected that the Jinhua market will cool down in the short term, and buyers will gradually return to rationality.
Compared with Jinhua's practice of notarization and lottery sales of new houses, Wuhan's housing purchase policy is more strict and precise.
On July 28th, Wuhan Housing Security and Housing Management Bureau issued the Notice on Strengthening the Management of House Purchase Qualification (Draft for Comment) (hereinafter referred to as the Notice), clarifying that prospective buyers need to apply for house purchase qualification before purchasing houses in Wuhan restricted areas, and register new house projects according to the valid identification results, and only 1 project can be registered at a time. Before Wuhan, Xi, Hangzhou, Chengdu, Ningbo and Shanghai also introduced similar policies.
Li, chief researcher of Guangdong Housing Policy Research Center, said in an interview with 2 1 Century Business Herald that some developers will encourage buyers to register to buy houses, which will give the market the illusion that new houses are in short supply, and buyers will concentrate on grabbing houses. Wuhan's move is mainly to reduce the phenomenon of "people who are not qualified to buy houses queue up in disorder".
Guo Yi, chief analyst of Heshuo Organization, pointed out to the reporter of 2 1 Century Business Herald that the city stipulated that eligible families can only register 1 project at a time, also to prevent the phenomenon of "ten thousand people shaking" in more cities where the prices of new and second-hand houses are upside down, and to stabilize the mentality of buyers.
Guo Yi believes that similar policies can only stabilize market expectations to a certain extent, but can't effectively alleviate the upside down of housing prices caused by the price limit of new houses, and thus derive the concentrated enthusiasm of buyers.
Policy Evolution of "House Ticket" System in Wuhan
The notice issued by Wuhan Housing Security and Housing Administration pointed out that prospective buyers who purchase houses in restricted areas in Wuhan need to apply for the qualification of purchasing houses through official WeChat accounts of Wuhan Housing Security and Housing Administration or official platforms such as Wuhan Housing Security and Housing Administration website before purchasing new houses and second-hand houses.
Intentional buyers register their intention to buy houses online with valid appraisal results and sign contracts for the record, so they are called "room ticket" system by the market. The purchase registration is unique. After the purchase registration of a single project is completed, the purchase qualification result is locked, and the purchase registration cannot be carried out again during the locking period. After the project is opened for sale, the purchase qualification result will be automatically unlocked.
Peng Hongwei, a senior analyst in Wuhan, China Middle Finger Research Institute, said that standardizing the registration of house purchases and rationally guiding the demand for house purchases in Wuhan can "squeeze water and reduce the virtual fire" for the property market and release the real and effective demand for house purchases.
Wuhan's "room ticket" system has experienced several rounds of policy evolution. According to Chutian Metropolis Daily, starting from June 65438+1 October1in 2020, Wuhan will take the lead in verifying the qualification of commercial housing. Prospective buyers first apply for the qualification of purchasing houses through official website of Wuhan Housing Management Bureau, and get the "room ticket" as a result of the inquiry, and then sign an online contract for the record. It is intended to avoid the situation that after paying the project deposit, it is found that there is no qualification to purchase a house, which leads to contract disputes.
In April this year, Wuhan issued the "Notice on Further Strengthening the Supervision of the Whole Process of the Sales of Newly-built Commercial Housing", clarifying that developers shall not accept prospective buyers who are not qualified to purchase houses to participate in the registration and selection of houses; Do not mislead, induce, deceive, force or assist interested buyers to provide false certification materials to defraud the purchase qualification or evade the purchase restriction policy, and further strengthen the supervision of the purchase qualification.
Subsequently, Wuhan piloted a new model of centralized sales of commodity housing in Donghu High-tech Zone, with centralized announcement, centralized registration and centralized sales of commodity housing projects. Developers may not accept prospective buyers who do not have the qualification to purchase houses, and the same qualification to purchase houses may not be registered in different projects.
In this regard, the relevant person in charge of Wuhan Housing Management Bureau said that it will gradually promote and spread effective measures such as "scanning code" to participate in housing selection and purchase, and a "room ticket" can only be registered in one project, hot spots or public lottery sales.
A few days ago, Wuhan Housing Security and Housing Administration issued a new version of the "room ticket" system for comments, which extended the "room ticket" from a regional pilot to a restricted purchase area in the city, continued the previous qualification review and registration procedures, and stipulated that property buyers were not allowed to register and purchase multiple properties at the same time, and also increased strict investigation measures for illegal activities.
A senior real estate practitioner in Wuhan, who did not want to be named, told 2 1 Century Business Herald that the promotion of the "room ticket" system in the restricted areas of the city was also related to the warming of the property market in Wuhan this year.
The reporter compared the commercial housing transactions provided by Wuhan Housing Management Bureau in June1-June this year and June 201-June 9 this year (the comparability was weak due to the COVID-19 epidemic in the same period in 2020), and found that from June1-June this year, the sales of new houses in Wuhan were120.
"The implementation of the' room ticket' system means that the government can grasp the personal information of buyers and whether they have the qualification to buy a house before buying a house, which can reduce the chaos of forging the qualification to buy a house and avoid the false prosperity of real estate." The real estate practitioner said.
Peng Hongwei said that the introduction of room ticket policy, superimposed pre-sale management, centralized opening and other means can standardize the sales order, prevent enterprises from using information asymmetry for "hunger" marketing, artificially create tension, drive up house prices, mislead buyers, and affect the expected and stable development of the property market.
In many places, buying a house is limited to one project.
Before Wuhan issued the "room ticket" and "notice", it was stipulated in Xi, Chengdu, Hangzhou, Ningbo, Shanghai and other places that prospective buyers should be qualified to purchase houses or only register one new house project at a time.
2065438+On June 23rd, 2008, Xi 'an issued the Notice on Further Standardizing the Trading Order of Commodity Housing, demanding to standardize the selling behavior of commodity housing, stipulating that the intended buyers should register their real names according to the classification of just-needed families and ordinary families through the commodity housing intention registration platform established by the housing management department, and feed back the intention registration information system to the intended buyers and real estate development enterprises.
Prospective buyers must register their intentions on a family basis. Each family can only participate in the registration of one commodity housing project at a time, and can only participate in the intention registration of the next commodity housing project after the housing selection of this project is over.
A real estate observer in Xi 'an told 2 1 Century Business Herald that unlike Wuhan, which applied for and reviewed the qualifications of prospective buyers in advance, Xi 'an adopted the project registration first, then reviewed the qualifications of purchasing houses after the registration deadline, and then participated in the lottery and house subscription after the approval. "But an ID number corresponds to an account in the registration system. If you register a real estate in an account, you cannot register other real estate. "
In the eyes of observers, Wuhan's "room ticket" system is superior to Xi in screening false property buyers. "In Xi 'an, whether you are qualified to buy a house or not, you can register online if you want to register, so it seems that there are many registered people and the market is hot. "Wuhan conducts real-name screening for buyers before buying a house, excluding those who are not qualified to buy a house.
Similar to Wuhan, Chengdu will also put the qualification examination procedure for house purchase ahead. On June 25th, 2020, 165438+ Chengdu issued the Supplementary Notice on Perfecting the Relevant Provisions on Selecting Houses in the Order of Notarization of Commercial Houses, which clearly implemented the pre-qualification of purchasing houses. Pre-qualified families can only register in the purchase registration system with the "pre-qualification code of purchasing houses", and then Chengdu will conduct the qualification examination of purchasing houses.
In addition, Chengdu also stipulates that families planning to purchase houses can only register 1 project at a time. Not only in Chengdu, but also in Hangzhou, Ningbo, Shanghai and other places, it is stipulated that families who buy houses can only sign up for one project at a time.
The reporter noted that Wuhan's "room ticket" exposure draft pointed out that real estate brokers should verify the qualification identification results of prospective buyers through the "Wuhan real estate brokerage service platform" and sign the stock houses online. Real estate agencies shall not provide online signing services to those who have not obtained the qualification to purchase houses.
Guo Yi said that the purpose of Wuhan's move is to hope that buyers can get rid of their existing properties before buying a new house, and then apply for the qualification of buying a house after they get the first qualification again. Through such measures, on the one hand, it can increase the circulation of stock houses and alleviate the contradiction between supply and demand to the greatest extent; On the other hand, the mentality of buyers is more urgent, which can reduce their purchase time and stabilize the real estate market to some extent.