If converted into sesame credit score, the credit number will be increased by 6 or 7 points every month, and 1 and 2 points every month. If the flowers are overdue, the sesame credit score will not increase. If the flowers are overdue for a long time, the Sesame Credit Branch will plummet, and the extent is particularly large. ?
When the flower buds are overdue, they will incur overdue charges like credit cards, and the overdue penalty interest will be charged at 0.05%/ day of the unpaid amount in the current period. If you owe Bai Hua 10000 yuan, which is overdue for 7 days, you have to pay a penalty interest of 10000 * 0.05% * 7 = 35 yuan.
Extended data:
Alipay Sesame Credit Score is mainly evaluated from five dimensions.
1. Identity, rich and true information about study and professional experience, and your real-name consumption behavior are one of the evaluation factors of Sesame Score.
2, performance ability, comprehensive consideration of all aspects of your asset information to judge your performance ability, including social security accumulation fund payment, movable property, real estate.
3, history, rich record of trustworthiness will help you get higher sesame scores, and dishonesty will have a negative impact on your sesame scores.
4. Personal connections, relative stability of personal connections and other factors are considered in the comprehensive evaluation.
5. Behavior preference is reflected in your behavior characteristics in shopping, payment, transfer, public welfare and other activities.
Alipay official website-service hall
Baidu encyclopedia-sesame credit score