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1. The insured or the insured shall report to the insurance company in time after the occurrence or knowledge of the insured accident. The telephone number is 955 18, and the service time is from 8: 30 to 18: 00. Submission materials According to the requirements of the insurance company, submit relevant claims materials, such as expense bills, list details, medical records, inspection reports, etc. Please ask the insured or the insured to bring the claim information to the service network to submit the claim application. For details of claim information, please refer to the official account of Huizhenbao WeChat "Notice of Claim". After the insurance company reviews the claim insurance information, it will complete the claim review within 10-30 days, and reach an agreement with the insured or beneficiary after the review, and complete the insurance claim within 10 days. If there is any unreasonable situation, the insured or beneficiary will be informed within 3 days.
2. Huizhenbao is an inclusive commercial health insurance underwritten by PICC P&C Insurance Company of China, which is used to reimburse hospitalization, outpatient service, special medical expenses and some high drug expenses. Whether due to illness or accidental hospitalization, after social security reimbursement, 80% of the out-of-pocket expenses in the social security catalogue can be reimbursed after deducting 20,000 deductible lines; For 15 kinds of special drugs out of the social security catalogue, the deductible is 0, and 80% of them are reimbursed.
Huimin insurance first started in Shenzhen. Since 20 15, Shenzhen has introduced supplementary medical insurance for serious and serious diseases. With the vigorous promotion of Shenzhen Municipal Government and Medical Insurance Bureau, the number of participants in this project has reached 7.5 million in 20 19. Under this influence, in 2020, inclusive insurance will blossom all over the country. At present, more than 40 cities have successively landed, covering more than 10 provinces, with more than 20 million participants and accumulated premiums exceeding 1 100 million yuan. Huimin insurance is so popular mainly because of its low price. Prices in most provinces are within 100 yuan, which ordinary people can afford. At the same time, as a supplement to medical insurance, it is a "low-priced version" of millions of medical care, and such products can also be purchased with confidence.