Almost all models can be paid in installments, except for a few low-priced cars, such as 2 or 3w bread. Please consult the shopping guide of 4s for details.
2. What is the service charge for buying a car by installment?
Loans are mostly consumer goods. Let me simply list them for you:
1, handling fee and loan handling fee are commonly known as financial service fee; Although this fee is not allowed, it is still being collected. If this name doesn't work, change it to yours.
2. GPS purchase and installation costs; Loan to buy a car generally requires a loan in the store, and then because it is a loan, it is necessary to install a GPS locator, which costs money to install and disassemble.
3, renewal deposit, in-store insurance is definitely the most S shop in order to force you to buy insurance in the store for the next few years, in the first year of your new car, you will be charged a renewal deposit of several thousand yuan.
4. The authorization fee is less than 2400.
5, boutique and tape recorder, sold to you 2888; The original price of the cushion and floor mat is less than 500, and it is sold to you 18 image and 2888; The original price of a car is one or two thousand yuan.
3. What is the service charge for buying a car by installment?
According to the experience of buying a car by stages, if the loan is about 60 thousand yuan, the service fee will be about 3000-5000 yuan for the common 6.5438+million models.
If the loan is 200,000-300,000 vehicles, the loan amount is also more than 6,543,800 yuan, generally speaking, it is about 6,000-8,000 yuan (the above is the average level, depending on the actual situation of local car purchase.
4. Is it normal to charge 3000 yuan for buying a car by mortgage?
It's normal to charge 3000 for a mortgage car.
There is a service charge of 3000 yuan for buying a car, mainly for mortgage service. Generally speaking, 4S stores will charge thousands to tens of thousands. Because this fee is not clearly defined, the service fee will be different between different cities or different vehicle brands.
In addition, if the user's qualification is average and he can't apply for a bank loan, then the manufacturer's finance can be considered. In this process, we should also pay attention to whether there will be extra charges. Under normal circumstances, we only need to pay interest.
Matters needing attention in buying a car by mortgage
Now some car dealers take advantage of consumers' lack of legal knowledge to deceive consumers into signing blank contracts. However, after the completion of consumer loan procedures, when consumers saw the credit contract, they found that the loan amount was different from the previously promised price.
At present, some dealers have introduced interest-free car loans to attract customers. The actual discount may not be as affordable as expected, because they will charge a certain handling fee while being interest-free. The cost of this procedure may be similar to the interest. When buying a car, you should carefully identify the actual situation.