I. One-time payment transfer process:
Assessment-Tax Payment by Local Taxation Bureau-Deed Tax Payment by Fiscal Deed Tax Collection Office-Transfer of Property Rights Registration Center
Second, the mortgage transfer process
Appraisal-the buyer and the seller apply for mortgage in the bank-the local tax bureau pays taxes-the financial deed tax collection office pays deed tax-the real estate registration center transfers ownership-mortgage registration-the bank loans to the owner.
The entire mortgage transaction process takes 44 working days (about 65 days).
Three. Information to be provided for transaction transfer
Bank:
Buyer (transferee): 1, original identity certificate (ID card/police officer card/home visit card/passport/Taiwanese certificate)
2. Original marriage certificate (mixed certificate/marriage certificate/divorce certificate)
3. Original account book
4. The passbook has been in operation for more than half a year (or other asset certificates, the more the better).
5. Original proof of income, proof that the monthly income is more than twice the monthly repayment is required (official seal of the company is required).
6. Proof of down payment (applicable to CCB)
7. Second-hand housing sales contract
8. passbook for contributions to relevant bank settlement accounts
Seller (transferor): 1, original title certificate.
2. Original identity certificate (ID card/police officer's card/home visit certificate/passport/Taiwanese certificate) Minors also need to provide the original birth certificate and household registration book.
3. Original marriage certificate (mixed certificate/marriage certificate/divorce certificate)
4. Relevant bank passbook (for settlement and payment)
5. Proof of down payment
6. Provident fund passbook
* The above information is different according to the information provided by different lending banks.
Local tax bureau:
Seller (transferor): 1, original and photocopy of property right certificate.
2. Original and photocopy of identity certificate (ID card/police officer's card/home visit card/passport/Taiwanese certificate)
3. Original and photocopy of the house purchase invoice (if lost, you must check 30 yuan/Zhang in the archives room of the registration center and provide the original).
4. Original and photocopy of deed tax payment certificate (if lost, please check 30 yuan/Zhang in the archives of the registration center and provide the original).
5. If personal income tax needs to be deducted, the original and photocopy of relevant invoices (such as decoration invoices and intermediary service fee invoices, etc.). ) should be provided.
6. If it is necessary to deduct the bank loan interest, it is necessary to provide the interest list printed by the bank and stamped with the official seal, as well as the original and photocopy of the loan contract (indicating the general number, building name and address).
7. The house to be demolished must provide the demolition compensation agreement (the original sealed by the filing room of the trading center must be inquired).
8. The original and photocopy of the housing reform contract shall be provided.
9. The only residential housing in Zhuhai needs to provide:
Foreign customers provide the inquiry certificate issued by the inquiry office of the registration center.
② Local customers in Zhuhai provide the original and photocopy of marriage certificate and household registration book, and the property search certificate issued by the information office of the registration center for all immediate family members.
10, if the property address is the old address, provide the original and photocopy of the new address certificate issued by the local police station.
1 1, original second-hand house sales contract.
12, original housing appraisal report
Financial deed tax collection office:
Buyer (transferee): 1, original and photocopy of identity certificate (ID card/police officer card/home visit card/passport/Taiwanese certificate)
2. Original title certificate
3. Original housing appraisal report
Real estate registration center: 1, original of second-hand house sales contract.
2. Original and photocopy of identity certificates of both parties (ID card/police officer's card/home visit card/passport/Taiwanese certificate)
3. Original housing appraisal report
4. Real estate transfer application approval form
5. Approval form for application for registration of real estate rights
6. Original title certificate
7. If the real estate address is the old address, provide the original and photocopy of the new address certificate issued by the local police station.
8. Tax payment vouchers of both parties
9. The original and photocopy of the power of attorney and identity certificate of the trustee
Four. Related taxes and fees:
Seller (transferor) 1, and the appraisal fee is 0.5% (paid by both parties through negotiation).
2. Business tax (subject to the date of deed tax payment certificate, less than 5 years need to be paid. The tax rate of 5.6% (including education surcharge, urban construction fee and dike protection fee) is 5. 1%.
3. Personal income tax (the balance after deducting the relevant expenses paid for house purchase is multiplied by 20%)
4. Value-added tax (for shops and luxury houses, personal income tax is levied in addition to personal income tax at a rate of 30%-60%)
5. Transaction fee 3 yuan/meter
6. The stamp duty is 0.05%
7. Attorney's fees 600 yuan
Buyer (transferee) 1, and the appraisal fee is 0.5% (paid by both parties through negotiation).
2. The deed tax is 1.5%, and the deed tax for luxury houses and non-residential houses is 3%. Attachment: standards for luxury houses and houses.
① Residential interior area > = 120 m2, construction area > = 144 m2.
② unit price 1 1 172.34 yuan/meter (standard for the first half of 2008).
③ The plot ratio of residential quarters is above 1.0;
(4) Garages, shops, office buildings, factories and land.
3. Transaction fee 3 yuan/meter
4. Registration fee 83 yuan
The stamp duty is 0.05%
Fees of notary office: 1, notarization commission 175 yuan.
2. Notarization of Chinese names: 175 yuan.
3. Contract notarization: within 500,000 yuan: price *0.00 18 (lowest 200 yuan).
500,000-5 million yuan: (price-500,000 yuan) *0.0025+ 1500.
Verb (abbreviation of verb) processing time limit:
1, 7 working days after the bank applies for mortgage:
2. The local taxation bureau completed the payment of local taxes on the same day:
3. The Finance Bureau completed the deed tax payment on the same day:
4. It takes 2 1 working day to handle the new property right certificate:
5. It takes 15 working days to process the mortgage certificate:
6. Bank lending for 3 working days:
It should help you.
Respondent: 2010-1810: 41on the 2nd-3rd floor of Longtu Tianxia.
Modify the answer: close the dragon slaying world 2, and the answer you want to modify is as follows: integral rules
Transaction process
I. One-time payment transfer process:
Assessment-Tax Payment by Local Taxation Bureau-Deed Tax Payment by Fiscal Deed Tax Collection Office-Transfer of Property Rights Registration Center
Second, the mortgage transfer process
Appraisal-the buyer and the seller apply for mortgage in the bank-the local tax bureau pays taxes-the financial deed tax collection office pays deed tax-the real estate registration center transfers ownership-mortgage registration-the bank loans to the owner.
The entire mortgage transaction process takes 44 working days (about 65 days).
Three. Information to be provided for transaction transfer
Bank:
Buyer (transferee): 1, original identity certificate (ID card/police officer card/home visit card/passport/Taiwanese certificate)
2. Original marriage certificate (mixed certificate/marriage certificate/divorce certificate)
3. Original account book
4. The passbook has been in operation for more than half a year (or other asset certificates, the more the better).
5. Original proof of income, proof that the monthly income is more than twice the monthly repayment is required (official seal of the company is required).
6. Proof of down payment (applicable to CCB)
7. Second-hand housing sales contract
8. passbook for contributions to relevant bank settlement accounts
Seller (transferor): 1, original title certificate.
2. Original identity certificate (ID card/police officer's card/home visit certificate/passport/Taiwanese certificate) Minors also need to provide the original birth certificate and household registration book.
3. Original marriage certificate (mixed certificate/marriage certificate/divorce certificate)
4. Relevant bank passbook (for settlement and payment)
5. Proof of down payment
6. Provident fund passbook
* The above information is different according to the information provided by different lending banks.
Local tax bureau:
Seller (transferor): 1, original and photocopy of property right certificate.
2. Original and photocopy of identity certificate (ID card/police officer's card/home visit card/passport/Taiwanese certificate)
3. Original and photocopy of the house purchase invoice (if lost, you must check 30 yuan/Zhang in the archives room of the registration center and provide the original).
4. Original and photocopy of deed tax payment certificate (if lost, please check 30 yuan/Zhang in the archives of the registration center and provide the original).
5. If personal income tax needs to be deducted, the original and photocopy of relevant invoices (such as decoration invoices and intermediary service fee invoices, etc.). ) should be provided.
6. If it is necessary to deduct the bank loan interest, it is necessary to provide the interest list printed by the bank and stamped with the official seal, as well as the original and photocopy of the loan contract (indicating the general number, building name and address).
7. The house to be demolished must provide the demolition compensation agreement (the original sealed by the filing room of the trading center must be inquired).
8. The original and photocopy of the housing reform contract shall be provided.
9. The only residential housing in Zhuhai needs to provide:
Foreign customers provide the inquiry certificate issued by the inquiry office of the registration center.
② Local customers in Zhuhai provide the original and photocopy of marriage certificate and household registration book, and the property search certificate issued by the information office of the registration center for all immediate family members.
10, if the property address is the old address, provide the original and photocopy of the new address certificate issued by the local police station.
1 1, original second-hand house sales contract.
12, original housing appraisal report
Financial deed tax collection office:
Buyer (transferee): 1, original and photocopy of identity certificate (ID card/police officer card/home visit card/passport/Taiwanese certificate)
2. Original title certificate
3. Original housing appraisal report
Real estate registration center: 1, original of second-hand house sales contract.
2. Original and photocopy of identity certificates of both parties (ID card/police officer's card/home visit card/passport/Taiwanese certificate)
3. Original housing appraisal report
4. Real estate transfer application approval form
5. Approval form for application for registration of real estate rights
6. Original title certificate
7. If the real estate address is the old address, provide the original and photocopy of the new address certificate issued by the local police station.
8. Tax payment vouchers of both parties
9. The original and photocopy of the power of attorney and identity certificate of the trustee
Four. Related taxes and fees:
Seller (transferor) 1, and the appraisal fee is 0.5% (paid by both parties through negotiation).
2. Business tax (subject to the date of deed tax payment certificate, less than 5 years need to be paid. The tax rate of 5.6% (including education surcharge, urban construction fee and dike protection fee) is 5. 1%.
3. Personal income tax (the balance after deducting the relevant expenses paid for house purchase is multiplied by 20%)
4. Value-added tax (for shops and luxury houses, personal income tax is levied in addition to personal income tax at a rate of 30%-60%)
5. Transaction fee 3 yuan/meter
6. The stamp duty is 0.05%
7. Attorney's fees 600 yuan
Buyer (transferee) 1, and the appraisal fee is 0.5% (paid by both parties through negotiation).
2. The deed tax is 1.5%, and the deed tax for luxury houses and non-residential houses is 3%. Attachment: standards for luxury houses and houses.
① Residential interior area > = 120 m2, construction area > = 144 m2.
② unit price 1 1 172.34 yuan/meter (standard for the first half of 2008).
③ The plot ratio of residential quarters is above 1.0;
(4) Garages, shops, office buildings, factories and land.
3. Transaction fee 3 yuan/meter
4. Registration fee 83 yuan
The stamp duty is 0.05%
Fees of notary office: 1, notarization commission 175 yuan.
2. Notarization of Chinese names: 175 yuan.
3. Contract notarization: within 500,000 yuan: price *0.00 18 (lowest 200 yuan).
500,000-5 million yuan: (price-500,000 yuan) *0.0025+ 1500.
Verb (abbreviation of verb) processing time limit:
1, 7 working days after the bank applies for mortgage:
2. The local taxation bureau completed the payment of local taxes on the same day:
3. The Finance Bureau completed the deed tax payment on the same day:
4. It takes 2 1 working day to handle the new property right certificate:
5. It takes 15 working days to process the mortgage certificate:
6. Bank lending for 3 working days:
It should help you.