1. Bank preparation self-inspection report
Dear investors, leaders, distinguished guests, the inaugural meeting of * * Village Bank marks a solid step for * * Village Bank in developing rural economy and activating rural financial market. This also marks bank of dalian's response to the call of the CPC Central Committee for the large-scale development of the western region and the construction of a new socialist countryside. There is a new attempt to support "agriculture, countryside and farmers" and improve the rural financial environment. It also marks that investors from all walks of life have set foot in the field of rural finance, and * * * has opened a bright future by building a vibrant and advanced management of rural banks. The report on the preparation of rural banks is as follows:
1. After the meeting of investors of rural banks (chips) was held in * * *, the preparatory working group completed the following work:
1. Collect the signatures and seals of investors on the resolutions of investors' meetings and the necessary business documents of investors' units, and submit them to the regulatory authorities for investor qualification examination.
2. Draft the draft articles of association of * * * * rural bank for comments, solicit the opinions of all investors, further improve it under the premise of observing existing laws and regulations, and submit it to the founding meeting for deliberation.
3. Hire an accounting firm to verify the registered capital of the investor's capital investment and issue a capital verification report.
4. Submitted to the * * Banking Regulatory Bureau the preparatory work plan and the list of leading groups for preparatory work, and submitted the Request for Preparation of * * Rural Bank Co., Ltd. and the Request for Approval of Nine Investors, including Dalian Zhenggang Materials Co., Ltd., to become shareholders of * * Rural Bank. After strict examination by the * * Banking Regulatory Bureau, the rural bank has been approved for preparation.
Two, the choice and implementation of business premises of rural banks.
After fully investigating the geographical location of * * city, we chose the business premises of * * Road in * * city for lease negotiation, and now we have signed a lease contract.
Three, office, business premises in accordance with bank standards for decoration.
The renovation of banks needs to meet a series of safety standards and norms. If it is necessary to equip a fire fighting system to meet the requirements of the fire department, it is necessary to join the 1 10 networked alarm system and install a surveillance video system to meet the requirements of the public security department. In order to meet the requirements of power load, it is necessary to expand the capacity of strong points. Double backup network wiring is needed to solve the computer communication problem. In addition, the decoration of online stores also needs to meet VI design standards. Through the coordination and efforts of the village bank, the renovation project will be completed before 18 this month.
Fourth, configure, install and debug our production system.
The process of electronic banking is of decisive significance for the banking industry to have a lasting competitive advantage and reduce operational risks. Village banks have demonstrated the choice of production system configuration for a long time and selected the current scheme from multiple schemes. The use of the current scheme will enable rural banks to develop various traditional and newly developed products, such as payment system communication, online banking, bank cards and so on. Because the computer room is located in Chengdu, the maintenance cost is greatly reduced, so that rural banks can enjoy the existing business functions of the current * * bank without deploying a large number of software developers.
Verb (abbreviation of verb) Recruitment and training of employees
It is the key to run a village bank well to build a team of employees with ideals and beliefs, skilled business and team spirit. The preparatory group of rural banks has recruited some employees who are interested in it through interviews. At present, they are being organized to learn business knowledge and operational skills, participate in the preparatory work, and can be put into normal work after obtaining the business license of rural banks.
Six, formulate internal control management rules and regulations to prevent and resolve risks.
Banking is a high-risk industry. Only by strengthening risk management, nip in the bud from the source of system construction and attaching great importance to all possible risks can the risk of possible accidents or cases be minimized. The preparatory group has worked out the organizational setup and responsibilities, security, basic accounting norms, accounting subjects, cashier system, financial management, loan operation, employee management, employee behavior norms, measures to deal with employee violations, and plans to prevent and resolve risks. On the first day of the bank's opening, it strictly manages and standardizes operations to prevent various bank risks.
Seven, certificate printing, machinery and equipment procurement and other basic preparations.
In order to ensure the smooth progress of all the work after the opening, the preparatory working group has arranged and deployed all the basic work before the opening. The printing of important blank vouchers and ordinary vouchers, the engraving of seals and the procurement of computer equipment, office equipment and accounting and cashier machinery and equipment are all in progress. At the same time, the expansion and reserve of deposit and loan resources, and the mobile phone work of deposit and loan customer information are also in preparation. Preparations are being made in an orderly manner.
2. Bank preparation self-inspection report
Over the past year, under the leadership of the branch party group, I have been strict with myself according to the standards of leading cadres in party member, strengthened my political belief, strengthened my study of political theory, laws and regulations and financial knowledge, changed my work concept, improved my work style, adhered to honesty and self-discipline, consciously obeyed the law, earnestly performed my duties, and practiced Theory of Three Represents with practical actions. First of all, as far as Germany is concerned:
Continue to thoroughly study and implement Theory of Three Represents, maintain the advanced nature of Communist party member, establish Scientific Outlook on Development and a correct view of political achievements, have a strong sense of law and discipline, political discipline and organization, and keep consistent with the CPC Central Committee on the issue of right and wrong. Conscientiously implement democratic centralism, take the overall situation into account, obey the division of labor, and bravely shoulder heavy burdens. Respect the top leaders, unite with the members of the leading group and the broad masses of cadres and workers, have a correct ideological style and a solid work style, dare to adhere to principles, be concise and pragmatic, forge ahead, earnestly perform their duties, adhere to administration according to law, be responsible for coordination, vigorously support the work of the top leaders, and promote the smooth development of the three civilizations construction of sub-branches.
Second, in terms of energy:
Familiar with and master the national financial policies and regulations, and can be implemented in combination with the actual situation; Better coordinate all aspects of the relationship, fully mobilize the enthusiasm of employees, and complete complex tasks; Strong writing ability, high writing level and strong oral expression ability; High level of cultural knowledge, strong level of professional theory, with the basic skills needed for their jobs; Be able to find problems through investigation, sum up experience and make suggestions, and have the ability to handle and solve problems independently; Rich work experience and wide knowledge.
Over the past year, he presided over the anti-money laundering work conference of financial institutions in the jurisdiction, the symposium on foreign exchange management and the analysis meeting on economic and financial operation, and coordinated the county government to hold the symposium on treasury work. At the above-mentioned meetings, we organized and studied relevant financial principles and policies, conveyed one regulation and two policies, foreign exchange management policies, financial macro-control measures, account management, cash management and treasury management regulations to financial institutions and relevant departments within our jurisdiction, informed relevant work, analyzed existing problems, and put forward suggestions for improvement, which better played the role of monetary policy transmission and window guidance of grassroots people's banks.
At the beginning of 20xx, I organized middle-level cadres of sub-branches to learn the Four Laws and take the exams. Through organizing study and examination, the level of financial laws and regulations and the ability of administration according to law of middle-level cadres have been improved.
According to the scope of responsibilities in charge of coordination and the requirements of the superior bank, over the past year, the Bank has organized the cash management inspection, the implementation inspection of the management measures of the credit registration consulting system, and the implementation inspection of the management measures of counterfeit currency collection and identification, and coordinated the inspection department of the central branch to carry out the inspection of foreign exchange business of designated foreign exchange banks in the jurisdiction and the verification of export proceeds of foreign trade companies in the jurisdiction. Through inspection, relevant problems were found and corrected in time, which promoted the legal and compliance management of financial institutions and foreign trade companies in the jurisdiction, and better coordinated the relations between relevant parties.
I have strong guidance, management and coordination skills. In guiding our work, we always first carefully understand the spirit of relevant documents, think carefully and draw up a set of work plans; Then solicit opinions from all sides, brainstorm, combine the spirit of the document with the actual situation, and combine individual wisdom with collective wisdom. In the process of work, adhere to the front command, identify the key points and difficulties of work, grasp the main contradictions, solve problems with a clear aim, resolve contradictions, and firmly grasp the initiative of work. In the management work, insist on hosting the meeting of the heads of departments in charge and co-management at the beginning of each month, listen to the work report of last month, and study the work arrangement plan of that month; Insist on checking the implementation of internal control in the business office and external management units once a month, strengthen management and supervise the implementation of internal control system. In the coordination work, we should adhere to the people-oriented principle, give full play to people's subjective initiative and team spirit, and jointly complete complex and arduous tasks. I pay attention to integrating theory with practice and strengthen investigation and research. Over the past year, grass-roots units have been decentralized more than 50 times for more than 30 days. On the basis of investigation and study, I solved many problems in my daily work, and also wrote many theoretical studies and investigation articles. Among them, the article "Using Scientific Outlook on Development to Guide Financial Work" analyzes the violations of Huidong calendar.
In view of the serious economic and financial losses caused by the blind development of development zones in Scientific Outlook on Development, this paper expounds the viewpoints of clarifying the restricted areas of financial development and the key points of supporting development, scientifically grasping the credit supply, realizing the steady and rapid growth of credit supply, and doing a good job in financial services by the People's Bank of China. In the article "Insist on selecting people with good roles and selecting people with good style", this paper analyzes the data of punishing * * * * and the process of * * * molecules from quantitative change to qualitative change in recent years, and draws the conclusion that the problem of selecting and employing people is very important. Clearly pointed out: first of all, candidates should have a good style. First, we must adhere to meritocracy; Second, we must adhere to the mass line; Third, we must adhere to the collective discussion of party committees. Second, we should choose people with good style. First, we must persist in employing people with virtue; The second is to insist on employing people; Third, we must persist in knowing people by diligence; Fourth, we must insist on taking people by performance; Fifth, we must adhere to the viewpoint of selecting people in good faith. Based on the reality of foreign exchange management at the grass-roots level, the article "Reflections on Current Foreign Exchange Management Policies" seriously considers five issues involved in current foreign exchange management policies, and puts forward relevant suggestions for improving foreign exchange management. In the article "Thoughts on Promoting the Coordinated Development of County Economy and Finance", this paper analyzes the manifestations and reasons of the uncoordinated development of Huidong economy and finance, and puts forward six suggestions on promoting the coordinated development of county economy and finance.
Third, in terms of diligence:
I am enterprising, responsible, enterprising and devoted to my work; Serious work, positive attitude, firm attitude, courage to shoulder heavy burdens, dare to take responsibility, regardless of personal gains and losses; Diligence, earnestness and hard work; Never be late or leave early for no reason. Over the past year, I have basically no work leave, and I have been on duty and worked overtime more often on holidays. I insist on participating in overtime work in the business department at the end of each month, coordinating related work and reviewing related reports. Because of my busy work, I gave up many opportunities to be invited to participate in national academic exchanges and study abroad.
Fourth, in terms of performance:
I have clear working ideas, planning, forward-looking and leading; Pioneering and enterprising, often putting forward reasonable suggestions and being adopted, completing heavy work tasks and other tasks assigned by leaders; Pay attention to working methods and have high efficiency; Can finish the work assigned by the leaders on time or ahead of schedule, with outstanding achievements and good results.
In terms of foreign exchange management, in the first half of 20xx, on the basis of investigation and research, I analyzed the problems of many foreign trade companies in our county, a substantial increase in the number of export verification forms, a large export volume, a small foreign exchange collection, a low verification rate and some potential risks. At the branch office meeting, I put forward the idea of strengthening the management of verification forms and preventing the risk of verification of export proceeds from the source, which was adopted by the office meeting. Immediately, the Ministry of Foreign Trade formulated the "Relevant Provisions on the Administration of Verification Forms of Foreign Exchange Receipts of Foreign Trade Import and Export Enterprises", and adopted measures of differential treatment, classified management, and keeping pressure, so as to strengthen the management of verification forms. And organized a questionnaire survey of foreign exchange demand of some foreign trade enterprises, formulated the * * * Guiding Opinions on Further Supporting Foreign Trade Export, and put forward six window guiding opinions for designated foreign exchange banks in the jurisdiction. In addition, it also organized an investigation on the operation of some private enterprises, analyzed the problems existing in their operation, and put forward some measures to strengthen the management of verification of export proceeds of private foreign trade enterprises. Thus, it has promoted the virtuous circle of foreign trade enterprises in our county in receiving orders, exporting, collecting foreign exchange and writing off.
In the process of making the selection and appointment plan for middle-level cadres in sub-branches, I proposed that we should adhere to the principles of openness, equality, competition and merit-based, insist on selecting people with good work style, and advocate that the selection and appointment method for middle-level cadres should be changed from Xiangma to Marseille, so that the skills of talents can be displayed and the age condition should not be set too low. My opinion was finally adopted by the Party branch.
Five, in terms of cheap:
1. Strictly implement and maintain the party's four disciplines and eight requirements, consciously abide by the Code of Integrity in Politics, consciously abide by the party's discipline, and stick to the party's discipline. Enhance the awareness of accepting supervision, and take the initiative to accept the supervision of Party organizations, party member and the masses. Over the past year, I have strictly observed the party's political discipline, organizational discipline, economic work discipline and mass work discipline. Consciously maintain a high degree of consistency with the CPC Central Committee, do not disobey Sun, and go its own way; Abide by democratic centralism, not arbitrary, weak and laissez-faire; Exercising power according to law, not abusing power or neglecting duty; Integrity, do not accept any interests that affect the fair execution of official duties; Manage spouses, children and staff around them, and do not allow them to use their influence for personal gain; Fair and decent employment, no nepotism, graft; Work hard, not extravagance and waste, and be greedy for enjoyment; Be pragmatic for the people, do not resort to deceit, and compete for profits with the people.
2. In the selection and appointment of cadres, conscientiously implement the relevant provisions of the "Regulations on the Selection and Appointment of Leading Cadres of the Party and Government" and the "Interim Measures for the Management of Senior Executives", adhere to the principles of openness, equality, competition and merit-based, promote the reform of the employment mechanism of sub-branches, and gradually move toward the track of rule of law.
3. Strictly implement various rules and regulations, and resolutely correct unhealthy practices in the industry. I set an example, be strict, adhere to the system of employing people and managing people, guide and educate employees to consciously implement various rules and regulations of the branch, and establish a good fashion of loving their families and jobs.
4. Keep close contact with the masses and strive to realize, safeguard and develop the fundamental interests of the masses. I firmly establish a correct view of power, status and interests, establish the idea of serving the people, take the satisfaction and dissatisfaction of the masses as the starting point and the end result of my work, and strive to do practical things and do good things for the masses.
5 according to the provisions of the implementation of major personal reporting system, personal income declaration system.
3. Bank preparation self-inspection report
Over the past year, xx Sub-branch of xx Rural Cooperative Bank has actively responded to the call of Party branches, trade unions and other higher authorities and women's federations to create a "civilized women's post", taking the creation of a "civilized women's post" as an important driving force to unite people's hearts, inspire employees' enterprising spirit and strive for first-class performance, and achieved remarkable results. Sub-branch * * * has 37 employees, which is a young, knowledgeable, professional and energetic advanced group. Over the past year, with the efforts of all cadres and employees, we have achieved remarkable results, not only exceeding the monthly task index issued by the head office, but also opening up a new road with its own characteristics in the process of creating a "civilized post for women". The specific work is summarized as follows:
First, pay close attention to building a high system and improve service quality.
(1) Strengthen organizational leadership, establish and improve systems, unify thoughts, and form knowledge of striving for * * * as the basic work. Set up a leading group of "Women's Civilized Post" with the person in charge of the post as the first responsible person, define the goal of post creation, strive for a "learning, honest and dedicated women's civilized post", realize the goal of "knowledge, specialization and professionalism", continuously strengthen the study and research of business knowledge, advocate and encourage everyone to learn a variety of business skills extensively, and improve the overall quality of the branch. Combined with the actual post business, various rules and regulations such as the post responsibility system of xx branch and the special management measures for women's civilized posts have been gradually improved, so that all the work can be followed by rules and plans, and an incentive and restraint system has been formed in it, which has promoted the institutionalization and standardization of the whole striving work.
(2) Pay close attention to service quality and build excellent service brands. Strengthen the construction of work style and keep in mind the purpose of service. In-depth development of Gome service work law to improve service quality.
(3) Strengthen the construction of carriers and innovate the characteristics of activities. Through various channels, the sub-branch organized a series of special activities with all walks of life, providing a platform for female employees to display their talents.
Second, the form of innovative activities has achieved remarkable results.
(a) to carry out poverty alleviation actions to help the disadvantaged groups in society.
Our post will combine the creation activities with social public welfare services, organize female workers to actively participate in public welfare undertakings, serve the society, care for others and help the socially disadvantaged groups. Go to the nursing home regularly every year to visit the lonely elderly and send holiday greetings; Subsidize poor students and help them complete their studies smoothly; Launch a series of convenience services to solve customers' worries.
(B) innovative loan model to support the "three rural" development
Our post actively combines the creation of activities with supporting the development of agriculture, rural areas and farmers, constantly expanding the field of activities and improving the level of activities. At the same time, our post has cooperated closely with enterprises and institutions, and held a series of activities to send financial knowledge to the countryside, such as foreign exchange enterprise forums and youth employment and entrepreneurship service stations. Since February 20x65438, China Post successfully established the first "Hemei" credit cooperative loan model in Zhejiang Province, China Post has insisted on entering the countryside and enterprises in the form of credit cooperatives to support the development of agriculture, rural areas and farmers. In 20xx, our post continued to pair up with Hongwei Village, vigorously promoted the credit interaction with industry associations, conducted in-depth exchanges and consultations with female entrepreneurs in the village, and provided them with more opportunities to start their own businesses. At the same time, our post has established a "Harmony" credit union with "equal responsibilities and rights, * * * interests and * * risks". By establishing a closed, membership-based, non-profit loan risk protection fund, female members of the association can enjoy preferential loan policies, bear credit risks, and achieve a "win-win" between customers and banks.
(3) Pay attention to people's livelihood and build community banks.
My post is based on and serves the community. How to better improve our living environment is our unshirkable obligation. Over the years, our post has been carrying out seminars on new rural construction and financial knowledge publicity activities, actively responding to the call of creating a low-carbon life and building community banks in the United States.
Third, pay attention to employees' lives and create American banks.
Our post takes the activities of the party, workers, women and youth league as the carrier to enrich the amateur cultural life of postal workers. In the process of creating posts, I held many symposiums to listen to the different opinions of the Committee members, and also went to other units to discuss how to better create female civilized posts. Every year on March 8th Women's Day, employees in this position climb mountains together, and work and rest are combined. The leaders send festive greetings to the families of female employees and male employees.
This post, together with the town government and the fishing association, held the first fishing competition in xx town, and a large number of fishing enthusiasts came to participate, which had a great influence and gained a lot. All the staff celebrated the Spring Festival and had a good time. * * * Join the History Museum in memory of the martyrs. Actively organize female employees to participate in various activities organized by local women's federations and bank headquarters, such as women's literacy training, sports tourism, farmhouse visits, fire drills, health knowledge learning, business technology competitions, etc.
In short, in the process of striving for a "civilized post for women" in 20xx, we have gained a lot: professional ethics have been promoted and professional civilization has become more prominent; The comprehensive quality, cohesion and combat effectiveness of post personnel have been effectively improved. But it's just the beginning. In the future work, we will continue to carry out the creation work in depth, constantly improve the ideological and moral quality and professional quality of the staff, enhance the image of the window unit, love their jobs, be loyal to their duties, deepen their services and contribute to society.