For example. Lump-sum deposit and withdrawal, lump-sum deposit and withdrawal, educational savings, etc. ), according to the required storage period (such as. Three months, 1 year, three years and so on. ), and you can set whether to transfer money after the expiration (if no transfer is set, you need to withdraw it manually after the expiration). Click on the operation interface (the screenshot I made) and it will be clear at a glance. That is, according to the transfer execution cycle set by you, if your current balance in basic deposit account is greater than the reserved amount on the effective date of the agreement, the excess will be deposited in a fixed term at an integer multiple of 500 yuan. The system will automatically execute it for you, and the time deposit will be automatically transferred back to basic deposit account after it expires. If the balance of ATM withdrawal, ATM transfer or POS consumption is insufficient, it will automatically trigger the withdrawal or cancellation of time deposit certificates for batch account opening and transfer them to current basic deposit account.