First, before buying a house-housing selection conditions
Before buying a house, you should carefully consider the purpose of buying a house. With a purpose, you can determine the conditions to be considered in buying a house, such as the location of the corresponding real estate, the supporting conditions of the house, the internal environment of the community, and the size and structure of the apartment.
Location factors mainly consider the convenience and speculative value of commuting.
The supporting state mainly considers the convenience of life and whether the daily needs can be met.
The residential environment is also very important, which is directly linked to the level of property management.
I have talked a lot about the apartment type before, so I won't go into details here, mainly considering the north-south transparency, square apartment type, dynamic and static zoning and so on.
Second, housing prices.
House price is a sensitive word, mainly because now everyone will look for a house online and then go to the scene to see the house. Now there are many problems on the internet, such as low quotation and fake housing. Buyers are advised to consult several intermediaries after arriving at the target area.
Third, verification.
What is verified is the qualifications and real estate situation of buyers and sellers. For cities with restricted purchases, it is necessary to review the buyer's qualification for buying houses, while for selling houses, it is necessary to review the property rights of houses.
At present, some cities (Beijing) have implemented the housing pre-sale audit system, which is conducive to reducing the risk of property buyers.
Fourth, sign a contract.
The principle of signing a contract is to put all the intentions reached on paper. Issues such as breach of contract, delivery date, parking space, and household registration transfer have been finalized.
Verb (abbreviation for verb) to pay
For those who don't have much experience in buying houses, it is recommended to choose the fund supervision service. Don't call all the money to the master.
Transfer of ownership of intransitive verbs
Buying a second-hand house, taxes and fees are more complicated than new houses. In addition to the house payment, we should also sort out the deed tax, business tax, individual tax, stamp duty and various fees charged by the intermediary.
Seven, housing handover
Pay attention to the handover of the property after the delivery of the house, because it involves the issue of property fees, and this step cannot be missed.
Finally, I moved in by myself and paid the loan on a monthly basis!
(The above answers were published on 20 16- 12-05. Please refer to the actual house purchase policy. )
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