Is it true that my daughter was caught in a cash loan and my mother committed suicide because of debt collection?

19-year-old daughter is caught in the quagmire of cash loans. Her mother borrowed everyone she knew to rob Peter to pay Paul. After paying more than 65,438+10,000 yuan, she committed suicide by taking pesticides because of too much pressure. After the media reported the incident continuously, it aroused strong concern.

On the evening of 65438+ 10/1,Xia Shuang, accompanied by relatives and friends, rushed to Yuelu Branch of Changsha Public Security Bureau to cooperate with further investigation, and was sent to relatives in other provinces to settle down the next morning.

12 that night, Xia Shuang's family provided a document about her loan. Xia Shuang mentioned that in the past six months, she borrowed from at least 18 companies. At present, the public security department has recorded the information of 18 loan company in detail and launched an investigation.

Explain yourself.

All the borrowed money is used to rob Peter to pay Paul.

12 that night, after many days of inquiries, a family member of Xia Shuang, Li Jun (a pseudonym), provided a document. Xia Shuang said in this message that she borrowed from at least 18 companies in the past six months, but it is not clear how many times and how much principal she borrowed. "Most loans are cheated." Li Jun said.

"I borrowed ten thousand dollars from a friend before. After I couldn't afford it, this friend took me to borrow a cash loan. " Xia Shuang claimed that the first cash loan was borrowed from the lending company "Lao Zhang next door". According to the contract, he borrowed 8000 yuan, but actually got 6000 yuan and returned it all to his friends.

Of the IOUs signed by 18 company and Xia Shuang, only two companies wrote the same loan amount as the actual amount, and the other 16 companies wrote a higher amount. In addition to "cutting off the head interest", Xia Shuang also gave the salesman an introduction fee of more than 500 yuan for each loan, and finally got a small amount of principal. She said that some borrowed 654.38+00,000 yuan and only got 7700 yuan.

What relatives and friends can't accept is, "I thought there were only seven at first, but who knows that I borrowed so much."

There is also a contract that stipulates the collection method of late fees: 50% of the total loan amount is charged every day, and if 1000 yuan is borrowed, a late fee of 5,000 yuan is charged every day. Li Jun said: "No one dares to sign such a contract. It must have been cheated, or even forged. "

In addition to the above problems, Xia Shuang only reacted afterwards. "I can't understand the loan of Baibaihui Company."

Xia Shuang said in this message that the money borrowed in the past six months is still useless, and all of it is used to rob Peter to pay Paul. How much each company borrows, when will it be repaid, and how much interest, as long as she thinks of these "big heads".

"The later, the greater the repayment pressure." Xia Shuang said that each lending company's finance will provide WeChat and Alipay accounts, and she usually uses WeChat to transfer repayment.

At present, the public security department has recorded the information of 18 lending company in detail. According to the lending order, the "whiteness Baihui" previously exposed was 14, and "Jiaxiang Information Consulting Co., Ltd." was 17. At present, the public security organs are conducting further investigations on these 18 lending companies.

The family girl's lack of social experience caused an irreparable tragedy.

0: 00 p.m. 02 165438+ Li Jun, a family member of Xia Shuang, sent a message through WeChat: "The little girl graduated soon and lacked social experience. She probably didn't realize that she had borrowed usury, and she didn't expect such serious consequences, which caused the irreparable situation today. Lawless people have taken advantage of the loopholes of the law, playing the edge ball of the law, and these people have gained improper benefits, and the legitimate interests of some people will inevitably be damaged. Today, the girl Xia Shuang is overwhelmed and her mother is forced to commit suicide. If these legal loopholes are left unchecked, which summer double will be trapped tomorrow and whose mother will be crushed by pressure ... I still believe in the law and believe that the legal system will get better and better. I hope that such a tragedy will never happen again. "

Cash loan is illegal, but girls are also responsible for their actions when they enter the society.