If you don't have enough ability to buy a house? Then, renting a house has become the first step to lay a relatively stable foundation in a city.
The current situation of office workers renting houses: the choice is changing.
Rent is no longer the only constraint.
For a long time in the past, rent was the biggest factor affecting the choice of tenants. In order to reduce rental expenses, tenants tend to lower their requirements for the rental environment. Many office workers who are not strong enough in economic strength often choose to rent a house in a location far from the urban area.
Taking Beijing as an example, data analysis shows that there are more than 6.5438+0.8 million people commuting more than 80 kilometers every day in Beijing, which is no less than a "Long March" for these people. On average, office workers in Beijing spend about 60 minutes on the commute every day, and 30 minutes of their hourly trips are congested.
Times are changing. According to the survey of Sohu Focus. The main groups of urban office workers renting houses have changed. The pre-85 group gradually withdrew from the rivers and lakes, and the post-85 group became the main force of renting houses, of which nearly 40% were post-95. And these people often pay more attention to convenient transportation and life experience when renting a house.
As the main force in the current rental market, the post-80s generation has obvious characteristics in the rental choice: they have higher requirements for the quality of life and are more willing to enjoy the present rather than make do with it. This can be seen from the proportion of their monthly rent payment. The data shows that 265,438+0.465,438+0% office tenants' rent expenditure accounts for more than 30% of their salary, which is similar to the average monthly payment ratio of buyers (the average monthly payment accounts for 30%-40% of their monthly salary).
In the choice of renting a house, the surrounding environment and the decoration of renting a house have become important factors to be considered after 1985. According to the survey of Sohu Focus. Com, 40% tenants want "exquisite and complete household appliances", and more than 20% tenants want "fully serviced independent apartments".
Buying a house is no longer a necessary topic.
The new era of renting calls for you to rent a house.
Looking at the development trend of real estate in some developed countries and regions, the housing supply market in big cities will eventually be saturated, and the longer-term development trend is renting houses. Especially in first-tier cities, under the pressure of high housing prices, the cost of renting a house is far lower than that of buying a house.
If we had talked about "renting" two or three years ago, most people might not believe that a "rental era" was coming. However, with the increase in the number of people entering the society after the 1990s, these new consumer groups not only brought young motivation, but also had completely different consumption views and values from those after the 1980s and 1970s. In Beijing, among the ways to choose a place of residence, 64% choose to buy a house after 80s, while 72% choose to rent a house after 90s.
The survey shows that in the next 3-5 years, 60.26% people will choose to continue renting. When faced with the choice of 5 million people buying a house for 50 years and 5 million people renting a house for 50 years, 13.4 1% white-collar office workers choose the latter, and buying a house is no longer a necessary topic for young office workers to get married.
In terms of policy support, in recent years, the state has continuously increased the supply of affordable housing such as public rental housing and low-rent housing, and even proposed to purchase and rent simultaneously, vigorously develop the rental market, and give more policy support to leasing institutions and individual lessors.
According to the central position that "houses are for living, not for speculation", China is establishing a multi-pronged housing system to meet the multi-level housing demand, so that more and more people can move into affordable housing and realize the "dream of living in peace". At the press conference held by the State Council Office on February 23rd, Lu, Vice Minister of Housing and Urban-Rural Development, said in response to a reporter's question that this year, the Ministry of Housing and Urban-Rural Development will continue to carry out special rectification of the real estate market, speed up the legislation of the housing rental market, increase the effective supply of rental housing (such as public rental housing) through multiple channels, and severely crack down on illegal activities.
At the same time, in the land market, Beijing has also adopted a new land transfer method of "limiting house prices and competing land prices". End the lease with the self-sustaining area of the housing enterprise. Simply put, it is to encourage housing enterprises to "call you to rent". This part of the house will meet the double requirements of modern people for rental price and quality.
The era of new renting is not far away!
Expert advice: office workers rent houses to save money.
Although buying a house has been an eternal topic in China for thousands of years, the era of renting a house has gradually appeared in the public eye. How to rent a cheap and good house is also a concern of many office workers now.
The first trick: avoid "luxury decoration" and choose a house that suits you.
You can find houses with decent interior decoration in these older communities, which are more affordable and comfortable to live in.
The second measure: avoid rational sharing of group renting houses.
Sharing a room with others is a very simple way to save money. On the website, you can often see the post of "looking for a shared house", and "spelling a house" has become a form of renting a house for some young people. Take a simple two-bedroom apartment with a monthly rent of 3,500 yuan as an example. If two people share the rent, each person only needs to pay about 1.250 yuan, while the monthly rent for a single apartment with similar conditions in the market is basically about 2,500 yuan. For wage earners, sharing is also a good way to save money. In addition, since February this year, "group rent" is no longer allowed, and "group rent" should be avoided when sharing.
The third measure: try to make the contract period longer.
If the renter's work place is relatively stable and there is a long-term rental plan, it is best to sign a contract with a longer term. When the rent price is in the "rising" channel, signing a longer-term rental contract can not only avoid the rent increase, but also serve as a reason for "bargaining".
(The above answers were published on 20 17-02-25. Please refer to the actual situation for the current purchase policy. )
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