Watch the BMW loan to buy a car together.

Owning a BMW is the dream of countless people, but the expensive price makes many people daunting. At this time, we can buy a car through a loan, but most people are not very clear about the handling fee for buying a car with a BMW loan. Let's take a look! Different loan methods have different handling fees, and this calculation method should be based on your own situation. From the perspective of loan interest rate alone, auto consumer finance companies have the highest rate, and credit card installment car purchase fee rate is the lowest. A bank loan to buy a BMW requires a down payment of 30%. There is no handling fee, and the biggest loan cost is loan interest, which varies from bank to bank and from term to term. The key is that the credit record must be good, and it can provide the guarantee certificate or collateral recognized by the bank. The loan interest rate of BMW, an automobile consumer finance company, is the highest. Taking a three-year loan as an example, the annual interest rate of an auto financing company is almost twice that of the other two methods. If you buy a car by installment with a credit card, there is no loan interest, but there will be an installment fee (except for a few designated models). Different models have different handling rates. Generally speaking, the handling fee rate of BMW loan car purchase is between 3% and 5% in 12 and between 4% and 7% in 24. The benchmark interest rate for loans with a term of less than three years is 0, and the car loan interest rate of most banks rises 10%-30% on the basis of the benchmark interest rate, which is the third kind of loan channel after rising 10%-30%. Comparatively speaking, banks are the most stringent, but the interest rate is low, followed by credit card installment payment. Although the requirements for car loans of auto financing companies are not high, the cost is higher than that of banks. Which loan method do you choose to buy your beloved?