Interest rates of Hong Ying Life Insurance and Hongfeng Dividend Insurance.

Insurance products are different from bank deposits, and there is no "interest rate" in income. I don't know what you mean by income? Hongfeng's main income includes: 1. For products with a five-year guarantee period, the maturity insurance premium is usually 1.063 times of the principal; 2. Dividends: Dividends are paid every year according to the operating conditions of insurance companies, and the level of dividends is uncertain. The dividends generated by Hongfeng every year are accrued by default and returned at maturity; In addition, as an insurance product, Hongfeng also provides double death protection and triple accidental death protection. The maturity income cannot be determined to be higher than the bank time deposit. You need to make your own arrangements according to the nature of the funds. Best wishes!