20 18 what are the housing purchase policies in Guangzhou?

Guangzhou is a prosperous first-tier city. Many young people want to work hard here, but everyone knows that housing prices in Guangzhou are very high. Buying a house in Guangzhou is not that simple. Now the state has issued some policies on buying a house. Let's take a look at Bian Xiao's housing policy.

1.20 18 What are the policies for purchasing houses in Guangzhou?

1, housing purchase restriction policy, Guangzhou registered households are restricted to purchase two houses. If you are not registered in Guangzhou, you need to provide proof that you have paid social security or personal income tax in this city for more than three years before the date of purchase, and you can provide proof to restrict the purchase of houses. If you can't meet the requirements of paying social security or personal income tax for more than three years, you can't get the qualification to buy a house by paying back.

2. Guangzhou will strictly implement the existing differentiated housing credit policy, that is, the family who borrowed money to buy the first house or the family who owns a house has settled the housing loan, but the down payment ratio for applying for the second house to improve the living conditions is 30%. Families who should own a house in Guangzhou and have not paid off their loans, but the down payment ratio for applying for a second house to improve their living conditions shall not be less than 70%, and no third or above housing loans shall be issued to this family.

2. What are the conditions for buying a house in Guangzhou?

1, which meets the requirement of continuous payment of social security or individual tax in this city for 2-5 years.

2. The loan to buy a house needs to provide proof of income in this city. The business unit knows that the copy is stamped with the official seal and the salary has run away.

3. Conditions for foreigners to borrow money to buy a house: ① You need to use the house purchased in this city as collateral. ② The age of the lender shall not exceed 65 for men and 60 for women. ③ Have full capacity for civil conduct, permanent residence and valid residence status in China. (4) have a stable income and occupation in this city, and have good credit and repayment ability. (5) City housing contracts or agreements have been signed.

Bian Xiao concluded: The above are the articles shared by Bian Xiao today, Guangzhou's housing purchase policy and what conditions need to be met when buying a house in Guangzhou. I hope I can help you.