Or call 12368 to verify the truth and describe your specific situation in detail. Look at this. The SMS numbers start with1065/1068/1069 respectively, but there is no unsubscribe. The content of the short message includes the name of the court and the name of the plaintiff (xx Bank), the cause of action (financial loan, contract dispute, credit card dispute), the case number, the phone number of the court, the specific way of receiving the summons and complaint, etc.
One more thing to pay special attention to is the verification code sent by 12368. This is the last time to log in and register 12368 official website by mobile phone, just to confuse people and scare you, not to inform you of the lawsuit!
Reminder: collection is to collect debts by treating debtors as people who don't understand the law. Generally speaking, it is crazy to make phone calls, send text messages to scare people and find relatives and friends. Those who don't come to the door are fake. The Civil Code and the Convention on Solicitation of Self-discipline are not decorations. It is false to say how many years you have been sentenced for committing a crime, going to community villages and looking for village cadres and township cadres.
It only takes some time to find this kind of thing. After all, when you borrow money, you have already filled in your ID card and household registration address. There are legal provisions in the civil code. You can check it carefully to see if there is any illegal collection.
Now that the personal information protection law has been implemented, anyone involved in the disclosure can collect evidence to sue and demand compensation. You can also look at the case trial reference.
But in the final analysis, don't think you don't have to pay it back. Now it's not like before, at least the principal should be paid normally, and at most the interest should be paid. However, I suggest that you can repay the loan yourself and plan your own repayment plan, not for yourself, but also for your children.