To check whether the other party's house is mortgaged, you can inquire in the following ways:
1.
Inquire at the local real estate registration agency: you can bring relevant documents (such as ID card and real estate license). ) go to the local real estate registration agency for enquiry. You need to provide relevant certificates and fill in the inquiry application form when inquiring.
2.
3.
Inquire through the Internet: You can inquire through some real estate websites or websites of relevant government departments. These websites usually provide online inquiry service, and you can inquire about the property rights and mortgage of the house as long as you enter the relevant license number or house information.
4.
5.
Consult with the owner or interested party: If you have contact with the owner or interested party, you can ask them about the mortgage of the house. They may provide information about the mortgage loan, or help you understand the mortgage loan.
6.
It should be noted that it may take some time and cost to inquire about the mortgage situation of the house. In addition, different regions may have different inquiry methods and requirements, and local real estate registration agencies or relevant departments need to be consulted for specific circumstances.
Third, to sum up.
To check whether the other party's house is mortgaged, you can go to the local real estate registration agency and inquire or consult the owner of the house or relevant parties through the Internet. Before the inquiry, you need to know the relevant policies and requirements in order to make a better inquiry.
Fourth, the legal basis
According to the provisions of the Property Law of People's Republic of China (PRC), the establishment, alteration, transfer and extinction of the property right of real estate that should be registered according to law shall take effect when it is recorded in the real estate register. Therefore, by querying the real estate register, we can understand the property rights and mortgage of the house. In addition, according to the "People's Republic of China (PRC) Real Estate Management Law", real estate owners should register real estate ownership in accordance with state regulations and obtain real estate ownership certificates. Registration of real estate ownership is one of the foundations for real estate owners to enjoy real estate rights according to law. Therefore, by inquiring about the registration of real estate ownership, we can understand the property right and mortgage of the house.