2. Users can go to the window of the local tax center for special additional tax payment and submit relevant materials according to the regulations of the staff.
The above is how to refund the personal income tax on mortgage.
How many times can I borrow a housing loan? Generally speaking, I can borrow three times, that is, the fourth suite to apply for a loan, and the bank will refuse the loan. Among them, commercial loans are different from provident fund loans. Provident fund loans only lend to the second suite, and commercial loans support loans to the third suite. Different banks have different identification of three suites, according to the bank's mortgage regulations. When users apply for the first house, the loan interest rate is the lowest, and the mortgage interest rate of the second and third houses will rise, which will significantly increase the cost of buying a house with loans. Therefore, even if you can borrow up to three suites, users need to do what they can.
Housing loan tax rebate 1 What should I pay attention to? According to the corresponding requirements of individual income tax and housing loan interest, you can apply for housing loan tax refund. When users apply for tax refund of mortgage loans, they need to meet the standards of individual income tax payment, and only by paying personal income tax can they apply for tax refund;
2. According to the requirements of relevant systems, one year is a tax refund cycle from the first repayment month. Users should immediately apply to the relevant departments for tax refund within the standard time;
3. For tax refund, you need to prepare corresponding materials, such as the first set of bank mortgage loan repayment certificate.
The conditions for applying for rural self-built housing provident fund loans are 1, and the housing provident fund has been paid for one year and continuously for more than half a year;
2. The user has stable economic income, good credit and the ability to repay the loan principal and interest;
3. Proof of purchase contract and agreement and approval of relevant departments;
4, renovation, overhaul of housing, you can pay not less than the proportion of construction, renovation, overhaul of housing costs down payment or self financing;
5. The guarantee method recognized by the provident fund management center has the house used to obtain property rights as the loan collateral. Real estate companies use the houses purchased by loans as loan collateral to provide joint or phased guarantees.
This paper is mainly about how to refund the personal income tax on mortgage loans.