Settlement Card is a special bank card specially launched by CCB for market operators, individual industrial and commercial households and other customer groups with frequent fund settlement business. In addition to the basic settlement functions such as cash deposit and withdrawal, transfer, remittance and consumption, it also has many functions such as automatic deduction, agreed payee payment, batch transfer, associated signing, transaction fund custody and packaging.
The settlement card business implements point management. According to the four indicators of monthly average demand deposit points, basic points, contribution points (monthly transaction volume) and integrity points, customers are divided into four customer groups: potential, ordinary, good and excellent. Automatically evaluate customer groups at all levels every month according to the quantitative standard of customer total points.
Extended data
The account associated with the settlement card has two functions:
1. Pay the relevant account as the payee. If payee payment is set in the associated account when signing the contract, the payee's settlement card will pay the handling fee when the associated account transfers money to the settlement card customer (if the one-time payee payment flag is set, the payee's settlement card needs to pay all current accounts of the bank). If you only want to pay the associated account when clearing the customer's collection, you can register the associated account.
2. If the associated account is set, the outlet can directly select the payee information in the system without re-entering the payee information when the customer transfers and remits, which can improve the settlement efficiency, especially when handling batch remittance.
Personal Customer Home Page of China Construction Bank-Withdrawal Limit of Company Account
China Construction Bank Personal Customer Home Page-Settlement Card